Congrats!!! Yes, I definitely think it's teh Car Loan you have with them.
I'm Chase 5/24 and have been told so on many RECONS in as many words.
This is great to hear, I'm trying to get the CSP or CSR but am currently sitting at 7/24. Looks like I should go establish a relationship of somekind with them and take advantage of the preapprovals. I tried going in branch, but they didn't have anything for me as I'm not a current customer.
That's interesting. My friend is a Chase Banker and he said that he has only had one person approved in branch that was over the 5/24 rule. He said she had an 800+ score and great income, and was a approved for a huge line on the CSR.
I called the number on the back of my card and asked about 5/24. The operator said that 5/24 is not the official position of Chase. Each card is issued on a case-by-case basis. I know it was on a disclamer for the CSR at one time but Chase removed it. I wonder if they are softening on the stance?
As long as you are pre approved. You'll get it most of the time. It's when you're not pre approved and over 5/24 then you will most likely be rejected
Buy a car, get a credit card.
Congrats OP and thanks for sharing.