No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Back in late 2009/early 2010, when my credit was at its worst, I had a ~$6,000 charge-off with Chase. As I rebuilt my credit over the ensuing years (thanks to the help of this place), I put together a nice portfolio of cards. But I tried applying for Chase cards a couple times, and was always shot down.
Well, it's been a few years since my rebuild has been complete. My scores are all in the high 700s, my balances are all $0 (except for my monthly Amex PRG balance) and I haven't opened a new card since early 2014. I was showing some preapprovals from Chase, so I figured I'd give it a try. Spent some time trying to decide between the CSP and the CSR, but since the sign-up bonus is the same for both at the moment, I figured I'd start with the CSP. Instantly approved for $26,000! It feels great!
@LionLawwrote:Back in late 2009/early 2010, when my credit was at its worst, I had a ~$6,000 charge-off with Chase. As I rebuilt my credit over the ensuing years (thanks to the help of this place), I put together a nice portfolio of cards. But I tried applying for Chase cards a couple times, and was always shot down.
Well, it's been a few years since my rebuild has been complete. My scores are all in the high 700s, my balances are all $0 (except for my monthly Amex PRG balance) and I haven't opened a new card since early 2014. I was showing some preapprovals from Chase, so I figured I'd give it a try. Spent some time trying to decide between the CSP and the CSR, but since the sign-up bonus is the same for both at the moment, I figured I'd start with the CSP. Instantly approved for $26,000! It feels great!
Good show, way to go!
@LionLawwrote:Back in late 2009/early 2010, when my credit was at its worst, I had a ~$6,000 charge-off with Chase. As I rebuilt my credit over the ensuing years (thanks to the help of this place), I put together a nice portfolio of cards. But I tried applying for Chase cards a couple times, and was always shot down.
Well, it's been a few years since my rebuild has been complete. My scores are all in the high 700s, my balances are all $0 (except for my monthly Amex PRG balance) and I haven't opened a new card since early 2014. I was showing some preapprovals from Chase, so I figured I'd give it a try. Spent some time trying to decide between the CSP and the CSR, but since the sign-up bonus is the same for both at the moment, I figured I'd start with the CSP. Instantly approved for $26,000! It feels great!
Congrats! Just to clarify, you never paid the Chase charge off and they approved you?
Nice job! Great sl, so, congrats!
@Anonymouswrote:
@LionLawCongrats! Just to clarify, you never paid the Chase charge off and they approved you?
The balance got sent to a debt collecter. I settled in full with them in 2010.