Approved for Capital One Platinum

gorgon · ‎09-22-2018

BK7 discharge hit my credit reports yesterday so I decided to accept a snail mail pre-approved offer for the Cap1 Platinum. Approved for $3,000 starting limit. Says I will get an automatic CLI after the 5th payment.

SweetCreditObsession · ‎09-22-2018

Woohoo! Congratulations on your fresh start🙂

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Anonymous · ‎09-22-2018

Congrats on your Cap 1 approval!

Cred4All · ‎09-23-2018

Congrats on the approval, sounds like it came just in time, gotta love it!

Medic981 · ‎09-23-2018

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

FireMedic1 · ‎09-23-2018

Congrats! Right where I started in 2015. No where to go but up the ladder!

CreditRebuilder2020 · ‎09-23-2018

Congrats!

Any data points on your FICOS? That is quite a nice starter SL for the Cap One Platinum, I honestly didn't even know it went that high to start off.....I've only read $500-$1000 SL.

I'm also on CapOne's baby steps program with the QS1, $300 and in December I get bumped up to $500 -- I'm in rebuilding mode though, so that's a nice small victory for me when it happens!

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs

Anonymous · ‎09-23-2018

Congrats!! Good luck in your rebuild!!

gorgon · ‎09-23-2018

@CreditRebuilder2020 wrote:
Congrats!

Any data points on your FICOS? That is quite a nice starter SL for the Cap One Platinum, I honestly didn't even know it went that high to start off.....I've only read $500-$1000 SL.

What kind of data points are you looking for? I will help where I can.