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Approved for Capital One Savor with 10K SL

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Anonymous
Not applicable

Approved for Capital One Savor with 10K SL

Hi I am new to the forums (been lurking and reading for a long time though)

I was approved for a Cap 1 Savor with a 10K SL! A little info all scores are in the 760s or higher, with TU being the highest at 800. I have a Cap 1 Quicksilver that was PC from a Platinum and have requested multiple CLIs and they all get declined and it seems to be stuck at $1500 CL so decided to take the plunge on a new card with them and was very impressed with the starting CL. It was a HP with all 3 CBs.

A little more info, no baddies on report. Also have AMEX BCE 11.6K limit, Discover IT 9K, Target $800. One auto loan that still has about 4 yrs left of payments.
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Approved for Capital One Savor with 10K SL

Cool beans, CG. That's one way to get Cap1 to give action. Congrats! on a sweet SL

Message 2 of 12
FireMedic1
Community Leader
Mega Contributor

Re: Approved for Capital One Savor with 10K SL

I did the same thing back when. The Plat wouldnt grow. Apped for the WEMC QS for 10K. Thats how you do it. Combine it and say later.


Message 3 of 12
Cred4All
Valued Contributor

Re: Approved for Capital One Savor with 10K SL

Congrats on the Savor!!


Message 4 of 12
Anonymous
Not applicable

Re: Approved for Capital One Savor with 10K SL

Congrats on your Cap One Savor approval! Smiley Happy

Message 5 of 12
polaris2011
Contributor

Re: Approved for Capital One Savor with 10K SL

I'm seriously considering this. Did you try their prequal site before applying? I have a QS PC'd from a Plat. The CLI's have all but dried up and my prequals are only for the Plat and QS after a year and in spite of my scores. Don't want to risk the 3 HPs on a lost cause.

 

Anyway, huge congrats!!

FICO 08 Scores (Starting; BK Discharged 4/15): EQ 647, TU 655, EX 638
FICO 08 Scores (Mar-18): EQ 757, TU 736, EX 746
Score Goal: 741
Current Cards: Cap1 QS: $1500 | USAA Preferred: $16000 | PayPal MasterCard: $7500 | Discover Miles: $12000 | AMEX ED: $12000 | AMEX Cash Magnet: $1000 | Citi Diamond Preferred: $3700
Cancelled Cards: OpenSky: $200
Message 6 of 12
Anonymous
Not applicable

Re: Approved for Capital One Savor with 10K SL

Yes, I checked prequal and the Savor was there before applying. The Venture and VentureOne was also listed as well but I figured I shouldn’t push it yet
Message 7 of 12
polaris2011
Contributor

Re: Approved for Capital One Savor with 10K SL

Good to know, thanks! When I called them to see if I had any offers they told me they'd noted my account that I was unhappy with my current card. I guess I'll wait another year. 

FICO 08 Scores (Starting; BK Discharged 4/15): EQ 647, TU 655, EX 638
FICO 08 Scores (Mar-18): EQ 757, TU 736, EX 746
Score Goal: 741
Current Cards: Cap1 QS: $1500 | USAA Preferred: $16000 | PayPal MasterCard: $7500 | Discover Miles: $12000 | AMEX ED: $12000 | AMEX Cash Magnet: $1000 | Citi Diamond Preferred: $3700
Cancelled Cards: OpenSky: $200
Message 8 of 12
xaximus
Valued Contributor

Re: Approved for Capital One Savor with 10K SL

Congrats on the approval and very nice SL!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 9 of 12
19eighty5
Senior Contributor

Re: Approved for Capital One Savor with 10K SL

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 12
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