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Approved for Chase FF

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SweetCreditObsession
Valued Contributor

Approved for Chase FF

After unfreezing my Ex, I went against my better judgement and applied for the Chase Freedom Flex (meant to apply for FU) on Friday night (7/2). I initially received the 2 weeks message when I called the automated line, and then it changed to the 7-10 day message (I never received an email).

 

Using that ever so helpful Chase "I didn't get an auto approval" diagram, I realized that I should thaw my EQ report. I thawed the report on 7/3 and waited. 

 

I woke up to email from Chase on 7/5 asking me to call in because my EQ was frozen. I called in and confirmed that it was thawed. The representative said he'd send it to underwriting. I gave it ten minutes, then called the automated line and the message changed back to two weeks.

 

After three days of getting the two weeks message, I called in, held for two hours until I got someone on the line who confirmed that I could refreeze my EQ account and I was approved for $7600.

 

DPs:

EX inq: 1/6, 1/12 and 8/24

EQ inq: 1/6, 1/12 and 2/24

 

 

 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 1 of 20
19 REPLIES 19
Elpadrino1
Valued Contributor

Re: Approved for Chase FF

Congratulations on your approval!!

Message 2 of 20
Anonymous
Not applicable

Re: Approved for Chase FF

2 hours on the phone? You really wanted this card. Congratulations.

Message 3 of 20
SweetCreditObsession
Valued Contributor

Re: Approved for Chase FF


@Anonymous - Yes I want in with Chase so using a headset, I could afford to hold while I worked.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 4 of 20
SweetCreditObsession
Valued Contributor

Re: Approved for Chase FF

@Elpadrino1 - Thanks for the well wishes.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 5 of 20
M_Smart007
Legendary Contributor

Re: Approved for Chase FF

@SweetCreditObsession, Congratulations on your Chase Flex approval!Smiley Happy

Message 6 of 20
gdale6
Moderator Emeritus

Re: Approved for Chase FF

Grats on your new FF approval Smiley Happy

Message 7 of 20
Mr_Mojo_Risin
Senior Contributor

Re: Approved for Chase FF

You got it done with an excellent approval! 

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 8 of 20
SweetCreditObsession
Valued Contributor

Re: Approved for Chase FF

Thank you @M_Smart007 , @Mr_Mojo_Risin @gdale6 😏



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 9 of 20
Peanut4211982
Contributor

Re: Approved for Chase FF

Nice approval!! 

Starting scores EQ 523 TU 513 EX 512....
Scores 9-01-21 fico EX 670 ..TU 666..EQ 650

Message 10 of 20
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