I waited 3 months since my last HP and applied online for Chase IHG this morning; approved immediately with $2,000 CL. I'm pretty happy since my credit is pretty new (oldest card is CapOne Quicksilver one from March 2018, after that, Amex ED from Aug. 2018), and Amex has not been showing me much love lately, including denying me any CLI on the ED after 61 days.
At the time I applied, I had EX 713 and EQ/TU 674; Chase pulled both EX and EQ (I'm in California). I put a lot of spend on my cards, but official utilization is always 1%; I PIF all except one card before the statements hit. Income is high five figures. I've banked with Chase since April 2018; this is my first card with them. SUB is 80k IHG points after $2k spend...piece of cake, as I'm leaving on a two month Asia trip at the end of November. No more apps for me now until my sole Amex card is at least a solid year old (and my new IHG is 9 months old).
EX (Fico 8): 755 TU (Vantage 3): 815 EQ (Vantage 3): 791
Amex Platinum; Amex Schwab Platinum; Chase Sapphire Reserve $19,800; Amex Bonvoy Brilliant $16,300; Chase World of Hyatt $12,200; Amex Hilton Aspire $11,500; Citi Double Cash $12,300; Citi Business AA Platinum Select $10,400; Citi AA MileUp $7,700; Citi Premier $2,500; Amex Everyday $5,000; Chase World of Hyatt Business $5,500; Chase Ink Unlimited $8,000; Chase Ink Cash $5,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: July 2023
Store cards: Amazon (Synchrony) $1,000
Goals: EX 760 by middle of 2023
Wanted cards: Barclay Aviator Red; Chase Ink Preferred; Chase Ritz-Carlton
