@NYFan63 wrote:
Congrats - my BK was in 2009 but all of the IIB accounts have fallen off. I will still wait this one out until I reduce my UTIL %
Probably a good call. Not sure exactly what my until is but it is prob around 5%, definitely no more than 10%.
@padme wrote:
Congrats and thanks for sharing, I had closed a 500SL card before I filed over 3 years ago, still have an account for deposits there. haven't even tried to app for anything wonder if I should go to a branch or not. have 80k in limits but score only like 670.
Thanks! I had a card with Chase before the bk, I closed it on my own, $400 limit. I have a checking and savings with them, I had read online somewhere that it helps with approvals. Never tried in branch before, but have always had luck with the recon over the phone. I think when I got my Freedom card with them my scores were similar, between 650-675.
Huge congratulations to you! Glad you were able to successfuly recon 
@Anonymous wrote:
I appd, already have 3 Chase cards, all 14+ month's old, and they pulled EX and EQ. My 07 BK is still showing on my EQ and the letter stated denied because a "BK is listed on one of your reports". I'm definitely going to call to recon. I had given up. Thanks for the post. I could move CL's around if need be too.
Good luck! Chase has always been an automatic denial for me but I've been able to recon every time. I hope you can too, try the back
door number, they have always been very nice. I offered to move some CL as well and ended up moving 5k from the Hyatt card which I never use, to the new card. Don't give up
@Anonymous wrote:
I appd, already have 3 Chase cards, all 14+ month's old, and they pulled EX and EQ. My 07 BK is still showing on my EQ and the letter stated denied because a "BK is listed on one of your reports". I'm definitely going to call to recon. I had given up. Thanks for the post. I could move CL's around if need be too.
Chase will always auto decline if you have a BK. Recon required Good luck!!!!
