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Approved for Citi AAdvantage Miles

sgonz261
Regular Contributor

Approved for Citi AAdvantage Miles

Responded to a "pre-selected" mailer last night and initially got the 7-10 message. Noticed a discrepancy in the letter with my name so I called in this morning and after some identity verification questions I was approved for $5400 SL meh...

 

Havent seen a HP yet but assuming they pulled EX these are my stats before app:

 

Score: 716

Util: 18%

AAoA: 4 yrs 4 mo

Newest: 4 mo

Last 12 mo: 1TL

Inq: 2

 

The Citi DC is my non-category card, I run between 500-1k every month PIF so I kinda have some relationship. I'm considering attempting a SL recon, my EQ is similar with only 1 Inq but I have a couple of questions:

 

1. Is it worth it? What increase should I expect

2. Should I do it now or wait after card activation

 

 

 

 

If you wanna throw in your 2 cents:

my signature is updated, what card should I go for next? keep building what I have? garden? My focus is cash access, BT happy TLs preferred

 

 

 

Discover $27,400
BankAmericard MC $29,000
BoA Cash Rewards $10,700
Paypal Credit $11,500
Citi DC $10,700
Amex BCE $9,000
Penfed PCR $10,000
Message 1 of 16
15 REPLIES 15
AllZero
Super Contributor

Re: Approved for Citi AAdvantage Miles

Congratulations on your approval!
Message 2 of 16
coreyb80
Valued Contributor

Re: Approved for Citi AAdvantage Miles

Congrats on the approval!

Message 3 of 16
AverageJoesCredit
Mega Contributor

Re: Approved for Citi AAdvantage Miles

CongratsSmiley Happy  looking at your siggy, it seems on point more or less for your profile. Citi isnt known for high sl though yours certainly isnt low. Plus you already have a 10k Citi card that cuts into your exposure.recon is possible but at cost of another hp, i wouldnt do it. You can build up yourlimit through sp increases every 6 months if your income and profile support it.

 

Lol, Citi likes their name discrepancies,  i had issues tooSmiley Wink

Message 4 of 16
Running-Man
Contributor

Re: Approved for Citi AAdvantage Miles

Nice Approval 

Message 5 of 16
blindambition
Community Leader
Senior Contributor

Re: Approved for Citi AAdvantage Miles


@sgonz261 wrote:

Responded to a "pre-selected" mailer last night and initially got the 7-10 message. Noticed a discrepancy in the letter with my name so I called in this morning and after some identity verification questions I was approved for $5400 SL meh...

 

Havent seen a HP yet but assuming they pulled EX these are my stats before app:

 

Score: 716

Util: 18%

AAoA: 4 yrs 4 mo

Newest: 4 mo

Last 12 mo: 1TL

Inq: 2

 

The Citi DC is my non-category card, I run between 500-1k every month PIF so I kinda have some relationship. I'm considering attempting a SL recon, my EQ is similar with only 1 Inq but I have a couple of questions:

 

1. Is it worth it? What increase should I expect

2. Should I do it now or wait after card activation

 

 

 

 

If you wanna throw in your 2 cents:

my signature is updated, what card should I go for next? keep building what I have? garden? My focus is cash access, BT happy TLs preferred

 

 

 


Congratulations on your approval! I'd say happy travels, but highly inappropriate at the moment.

Robot Happy

Message 6 of 16
newfossil
Valued Contributor

Re: Approved for Citi AAdvantage Miles

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 16
M_Smart007
Epic Contributor

Re: Approved for Citi AAdvantage Miles

Congrats!

Message 8 of 16
sgonz261
Regular Contributor

Re: Approved for Citi AAdvantage Miles

Thank you all for the congrats!

 


@AverageJoesCredit wrote:

CongratsSmiley Happy  looking at your siggy, it seems on point more or less for your profile. Citi isnt known for high sl though yours certainly isnt low. Plus you already have a 10k Citi card that cuts into your exposure.recon is possible but at cost of another hp, i wouldnt do it. You can build up yourlimit through sp increases every 6 months if your income and profile support it.

 

Lol, Citi likes their name discrepancies,  i had issues tooSmiley Wink


I have the blue "request a cli" link on both of my BOA cards, I know those cost a HP, do you think I'm already overexposed with them or could it worth it? I'm getting an offer for their travel rewards card whenever I log out so idk if thats a sign that I still got room with them. Thanks.

Discover $27,400
BankAmericard MC $29,000
BoA Cash Rewards $10,700
Paypal Credit $11,500
Citi DC $10,700
Amex BCE $9,000
Penfed PCR $10,000
Message 9 of 16
CS1974
Valued Contributor

Re: Approved for Citi AAdvantage Miles

Congratulations!! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 10 of 16
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