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Approved for Citi AAdvantage World Elite MC 7 years post BK

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Established Member

Approved for Citi AAdvantage World Elite MC 7 years post BK

Long time since I have been on this site but wanted to post a recent success.  I tried the prequalification link at Citi with no dice.  I decided to app for the Citi AAdvantage World Elite MC anyways and was approved for $17,500!  I am shocked since I know Citi frowns on BK's showing.  My BK discharged 7/12 (7+ years ago).  I have no baddies since BK and 1% utilization, pulled EQ and my score was 722.   

 

Something worthy of noting is I apped for the standard Citi AAdvantage card 2 years ago and was declined and then applied/approved for the Barclays Aviator card.  That one is getting closed today.

 

  


Starting Score: 645
Current Score: 659
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 24
23 REPLIES 23
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Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

So cool! Congrats!

AU



Message 2 of 24
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Valued Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats on the approval and killer SL!!
Message 3 of 24
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Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Awesome! Congrats!




Chase Sapphire Reserve 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 10k
Barclays Aviator Red 4k
Citi Double Cash 13.5k
Amazon Store Card 10k

Fico 8s as of 09/1/2020:





Message 4 of 24
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Valued Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Great! Thanks for these data points. I'm looking to apply for the business version very soon with a slightly lower score, and some baddies (no bk). This gives me hope. Smiley Happy

 

BTW, your sig needs updating. And CONGRATS!

Message 5 of 24
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Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congratulation’s on your approval and awesome SL.
NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 6 of 24
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Valued Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Whoa! Way to get back up and stand tall man!!

That's a great SL so congratulations to you.

I hope you enjoy all your hard work that 

went into getting that approval :-)

Cheers

Message 7 of 24
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Super Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 8 of 24
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Established Member

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Thank you Uh_Huh.  It's been quite the journey.


Starting Score: 645
Current Score: 659
Goal Score: 700


Take the myFICO Fitness Challenge
Message 9 of 24
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Frequent Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats!!! My Citi AAdvantage is one of my favorite cards!


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