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Approved for Citi AAdvantage World Elite MC 7 years post BK

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Established Member

Approved for Citi AAdvantage World Elite MC 7 years post BK

Long time since I have been on this site but wanted to post a recent success.  I tried the prequalification link at Citi with no dice.  I decided to app for the Citi AAdvantage World Elite MC anyways and was approved for $17,500!  I am shocked since I know Citi frowns on BK's showing.  My BK discharged 7/12 (7+ years ago).  I have no baddies since BK and 1% utilization, pulled EQ and my score was 722.   

 

Something worthy of noting is I apped for the standard Citi AAdvantage card 2 years ago and was declined and then applied/approved for the Barclays Aviator card.  That one is getting closed today.

 

  


Starting Score: 645
Current Score: 659
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 15
14 REPLIES 14
Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

So cool! Congrats!


AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 2 of 15
Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats on the approval and killer SL!!
Message 3 of 15
Regular Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Awesome! Congrats!


Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 10.5k
Amazon Store Card 10k
Chase Freedom Unlimited 11.7k

Fico 8s as of 10/4/2019:







In the Garden Since: 08/28/19
Message 4 of 15
Frequent Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Great! Thanks for these data points. I'm looking to apply for the business version very soon with a slightly lower score, and some baddies (no bk). This gives me hope. Smiley Happy

 

BTW, your sig needs updating. And CONGRATS!

Message 5 of 15
Frequent Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congratulation’s on your approval and awesome SL.
Capital One Quicksilver 6,300
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple 1k
Citi Rewards+ 6,100
Citi Double Cash 8,300
Citi Simplicity 1,500
Home Depot 1,000
Discover 7,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 Fico 8 Scores EQ=690 EX=670 TU=666 Scores and CL current as of 7/24/19 AAoA=7yr6months AoOA=17yrs
Message 6 of 15
Regular Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Whoa! Way to get back up and stand tall man!!

That's a great SL so congratulations to you.

I hope you enjoy all your hard work that 

went into getting that approval :-)

Cheers

Message 7 of 15
Senior Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats !




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 8 of 15
Established Member

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Thank you Uh_Huh.  It's been quite the journey.


Starting Score: 645
Current Score: 659
Goal Score: 700


Take the myFICO Fitness Challenge
Message 9 of 15
Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats!!! My Citi AAdvantage is one of my favorite cards!

Screen-Shot-2019-08-24-at-2-48-50-PMScreen-Shot-2019-08-25-at-8-03-49-PMScreen-Shot-2019-08-21-at-7-25-12-PM
Message 10 of 15
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