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Approved for Citi AAdvantage World Elite MC 7 years post BK

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ChazR
Established Member

Approved for Citi AAdvantage World Elite MC 7 years post BK

Long time since I have been on this site but wanted to post a recent success.  I tried the prequalification link at Citi with no dice.  I decided to app for the Citi AAdvantage World Elite MC anyways and was approved for $17,500!  I am shocked since I know Citi frowns on BK's showing.  My BK discharged 7/12 (7+ years ago).  I have no baddies since BK and 1% utilization, pulled EQ and my score was 722.   

 

Something worthy of noting is I apped for the standard Citi AAdvantage card 2 years ago and was declined and then applied/approved for the Barclays Aviator card.  That one is getting closed today.

 

  


Starting Score: 645
Current Score: 659
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 24
23 REPLIES 23
SEAlifer
Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

So cool! Congrats!

AU

Message 2 of 24
Anonymous
Not applicable

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats on the approval and killer SL!!
Message 3 of 24
Drwaz99
Established Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Awesome! Congrats!

Message 4 of 24
randomguy1
Valued Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Great! Thanks for these data points. I'm looking to apply for the business version very soon with a slightly lower score, and some baddies (no bk). This gives me hope. Smiley Happy

 

BTW, your sig needs updating. And CONGRATS!

Message 5 of 24
SFLSpotter9210
Valued Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congratulation’s on your approval and awesome SL.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 6 of 24
UH_HUH
Valued Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Whoa! Way to get back up and stand tall man!!

That's a great SL so congratulations to you.

I hope you enjoy all your hard work that 

went into getting that approval :-)

Cheers

Message 7 of 24
Meanmchine
Super Contributor

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 8 of 24
ChazR
Established Member

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Thank you Uh_Huh.  It's been quite the journey.


Starting Score: 645
Current Score: 659
Goal Score: 700


Take the myFICO Fitness Challenge
Message 9 of 24
Anonymous
Not applicable

Re: Approved for Citi AAdvantage World Elite MC 7 years post BK

Congrats!!! My Citi AAdvantage is one of my favorite cards!
Message 10 of 24
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