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Approved for Citi Double Cash & Amex Blue Cash Everyday

New Member

Approved for Citi Double Cash & Amex Blue Cash Everyday

I have a discover Card with a $2400.00 Limit. Started as secured with $800, graduated. Had it for a year and a half. Thought it was time for a second card.

 

Applied for the Citi two weeks ago, was not instantly approved. After some back and forth they verified my information and approved me with a $3500 SL.Yeah! Very Happy! 

 

Citi pulled Equifax & Experian. My Experian Fico 8 is 738 (Got it from the Experian App). No sure of my Equifax Fico 8. TransUnion Fico 8 is 759 (Got it from the Discover App). Had no inquiries when they pulled. 11% Utilization. No late payments. Average Age: 1 year 5 months. $30,000 income.

 

On a whim, I decided to apply for one of the offers I got from American Express. I recievd one in the mail for the Premier Rewards Gold, 50,000 point after spending $2000. Pre-Qualified from the site for BCE, $200 statement credit after spending a thousand. Went with BCE. Just got the DC and wasn't planning on applying for any other card until next year, but I was feeling bold. Only had the one inquiry my accounts, figured two wouldn't hurt me too much. Applied, instantly approved.

 

$10,000 Limit... Really? I couldn't believe it... Suprising start to the New Year... I'm set until 2020...

 

Amex pulled Experian

Message 1 of 10
9 REPLIES
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Nicely done, all around! Congratulations! And thanks for sharing your data points!

Gardening until June 2019

Starting FICOs: EX 623, EQ 589, TU 600 (06/10/17)
Current FICOs: EX 697, EQ 683, TU 700 (06/18/18)
1st Goal FICOs: EX 750, EQ 750, TU 750 (??/??/??)
Message 2 of 10
Senior Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congratulations on your new cards!

FICO 08 Scores (Jun-18): TU 795, EQ 797, EX 791

Message 3 of 10
Established Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Awesome work,  Congrats

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 4 of 10
Community Leader
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congrats on your approvals! 

AMEX PLATINUM, DELTA PLAT & SPG | PenFed PR | NFCU FS | Discover IT | CAP1 QS & VENTURE | LOWES l NORDSTROM I WAYFAIR I
Message 5 of 10
Regular Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congrats on TLs!

Gardening til March 2020!
Message 6 of 10
Established Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Those are great approvals! Congrats.

 

Robot Very Happy


Message 7 of 10
Valued Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congrats

Message 8 of 10
Frequent Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Congratulations on your persistance to see the graduation of your secured to unsecured! Also congratulations for striking the AMEX fire while the poker was still hot and getting both new cards yes there CL WILL grow over time.

Message 9 of 10
Established Contributor

Re: Approved for Citi Double Cash & Amex Blue Cash Everyday

Wow CONGRATULATIONS 

Message 10 of 10