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Approved for Citi Double Cash

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Established Contributor

Approved for Citi Double Cash

I’ve been Gardening for a bit but, last week I decided to apply for the Citi rewards+, and 2 days later applied for Citi Double Cash. Just an fyi I did receive a invitation in the mail for the past few weeks and didn’t feel comfortable applying cause I didn’t expect my credit to be that great. But to my surprise I got approved for 5k on the rewards and 8k on Double Cash. Little history I lost a majority of my income back in the real estate bubble. So with that said I couldn’t pay my credit cards in the tune of in excess of 100k. With that all behind me I opened up a Capital One card not secured with a 750.00 limit and now 4 years later I’m up to 5k. So I’m moving right along in the right direction I believe. Does anyone have any pointers on whether I should garden some more or apply for some other cards?
NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 30,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 13,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=760EX=768TU=750 scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
21 REPLIES 21
Highlighted
Senior Contributor

Re: Approved for Citi Double Cash

Congrats on your approval !!!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 22
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Valued Contributor

Re: Approved for Citi Double Cash

Congrats on your approvals! As far as pointers - without knowing any other information such as AAoA, if you did a BK and if and which lenders are were IIB, currently limits, etc. As far as any current advice, I prefer to be conservative and would say it would be good to garden unless you have some specific cards that you are targeting. With more info, we could give better advice.



Scores - All bureaus 756 +
TCL - Est. $275K
Message 3 of 22
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Established Contributor

Re: Approved for Citi Double Cash

I never filed bankruptcy at all just let nature take its course. My limits are as follows CO- 5k, 5/3 TS-5k, 5/3 Trio 10k, Barclay 1k. Fico 8 Experian 715, Transunion 670, Equifax 680. Question how do I put my cards on the bottom like you have posted?
NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 30,000
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 13,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=760EX=768TU=750 scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 4 of 22
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Senior Contributor

Re: Approved for Citi Double Cash

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 5 of 22
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Community Leader
Senior Contributor

Re: Approved for Citi Double Cash

Congrats on those approvals! The DC is my go-to card!
Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 6 of 22
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New Contributor

Re: Approved for Citi Double Cash

RE: "Question how do I put my cards on the bottom like you have posted?"

 

I am pretty sure that you have to be an "Established Member" before you can add pictures.

 

I tried for an hour before searching the thread....BINGO! (Answer)

 

Promotion Will Come, Just Keep Reading, Posting and giving Kudo'sSmiley Wink

 

I may stand corrected, if I am wrong about that?

 

Welcome To The Forum!

Message 7 of 22
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New Contributor

Re: Approved for Citi Double Cash

adding Pictures once Promoted;

 

search the forum using this:

 

THIS IS HOW YOU ADD CREDIT CARD PICS TO YOUR PROFILE

 

Message 8 of 22
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Established Contributor

Re: Approved for Citi Double Cash


@SFLSpotter9210 wrote:
I’ve been Gardening for a bit but, last week I decided to apply for the Citi rewards+, and 2 days later applied for Citi Double Cash. Just an fyi I did receive a invitation in the mail for the past few weeks and didn’t feel comfortable applying cause I didn’t expect my credit to be that great. But to my surprise I got approved for 5k on the rewards and 8k on Double Cash. Little history I lost a majority of my income back in the real estate bubble. So with that said I couldn’t pay my credit cards in the tune of in excess of 100k. With that all behind me I opened up a Capital One card not secured with a 750.00 limit and now 4 years later I’m up to 5k. So I’m moving right along in the right direction I believe. Does anyone have any pointers on whether I should garden some more or apply for some other cards?

It seems like you have a nice portofolio and picked up 2 cards with Citi. Stay in the garden and revisit your portfolio in 12-24 months. No need to rock the boat by getting app-happy Smiley Happy

 

Congrats!!

 

MMXX intentions: Do the work
My Garden Goal: Double NW

Last spade:Current spade:
Message 9 of 22
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Moderator

Re: Approved for Citi Double Cash

Congrats on your approval 

Message 10 of 22
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