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Approved for Citi Double Cash

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SFLSpotter9210
Valued Contributor

Approved for Citi Double Cash

I’ve been Gardening for a bit but, last week I decided to apply for the Citi rewards+, and 2 days later applied for Citi Double Cash. Just an fyi I did receive a invitation in the mail for the past few weeks and didn’t feel comfortable applying cause I didn’t expect my credit to be that great. But to my surprise I got approved for 5k on the rewards and 8k on Double Cash. Little history I lost a majority of my income back in the real estate bubble. So with that said I couldn’t pay my credit cards in the tune of in excess of 100k. With that all behind me I opened up a Capital One card not secured with a 750.00 limit and now 4 years later I’m up to 5k. So I’m moving right along in the right direction I believe. Does anyone have any pointers on whether I should garden some more or apply for some other cards?
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
21 REPLIES 21
Anonymous
Not applicable

Re: Approved for Citi Double Cash

Congrats on your approval !!!!!

 

 

Message 2 of 22
xaximus
Valued Contributor

Re: Approved for Citi Double Cash

Congrats on your approvals! As far as pointers - without knowing any other information such as AAoA, if you did a BK and if and which lenders are were IIB, currently limits, etc. As far as any current advice, I prefer to be conservative and would say it would be good to garden unless you have some specific cards that you are targeting. With more info, we could give better advice.



Scores - All bureaus 770 +
TCL - Est. $410K
Message 3 of 22
SFLSpotter9210
Valued Contributor

Re: Approved for Citi Double Cash

I never filed bankruptcy at all just let nature take its course. My limits are as follows CO- 5k, 5/3 TS-5k, 5/3 Trio 10k, Barclay 1k. Fico 8 Experian 715, Transunion 670, Equifax 680. Question how do I put my cards on the bottom like you have posted?
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 4 of 22
19eighty5
Senior Contributor

Re: Approved for Citi Double Cash

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 22
pinkandgrey
Senior Contributor

Re: Approved for Citi Double Cash

Congrats on those approvals! The DC is my go-to card!
Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 6 of 22
Anonymous
Not applicable

Re: Approved for Citi Double Cash

RE: "Question how do I put my cards on the bottom like you have posted?"

 

I am pretty sure that you have to be an "Established Member" before you can add pictures.

 

I tried for an hour before searching the thread....BINGO! (Answer)

 

Promotion Will Come, Just Keep Reading, Posting and giving Kudo'sSmiley Wink

 

I may stand corrected, if I am wrong about that?

 

Welcome To The Forum!

Message 7 of 22
Anonymous
Not applicable

Re: Approved for Citi Double Cash

adding Pictures once Promoted;

 

search the forum using this:

 

THIS IS HOW YOU ADD CREDIT CARD PICS TO YOUR PROFILE

 

Message 8 of 22
Namaste7
Established Contributor

Re: Approved for Citi Double Cash


@SFLSpotter9210 wrote:
I’ve been Gardening for a bit but, last week I decided to apply for the Citi rewards+, and 2 days later applied for Citi Double Cash. Just an fyi I did receive a invitation in the mail for the past few weeks and didn’t feel comfortable applying cause I didn’t expect my credit to be that great. But to my surprise I got approved for 5k on the rewards and 8k on Double Cash. Little history I lost a majority of my income back in the real estate bubble. So with that said I couldn’t pay my credit cards in the tune of in excess of 100k. With that all behind me I opened up a Capital One card not secured with a 750.00 limit and now 4 years later I’m up to 5k. So I’m moving right along in the right direction I believe. Does anyone have any pointers on whether I should garden some more or apply for some other cards?

It seems like you have a nice portofolio and picked up 2 cards with Citi. Stay in the garden and revisit your portfolio in 12-24 months. No need to rock the boat by getting app-happy Smiley Happy

 

Congrats!!

 

~~MMXX~~
2024 Goal$
2023 Goal$
FICOs 760+
Message 9 of 22
Remedios
Credit Mentor

Re: Approved for Citi Double Cash

Congrats on your approval 

Message 10 of 22
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