I went ahead and bit the bullet last night, i tried the pre-qualify trick with the all the major card companies and turned up goose eggs. I want the double cash card, so tried to get the secured card to get my foot in the door with them. I already took a HP & AAOA hit getting the capital one the other day so figured I would try to get both now and let them age together. I didn't really want another secured card but hopefully this allows me to establish a good relationship with Citi to get that Double Cash card!
I will be gardening from now on, my long term goals are:
Discover IT Unsecured
Citi Double Cash
Capital One Venture
Amex Blue Cash
Off to the garden now
Congrats on your approval
Congratulations on your approval!
Congrats on your approval! 😀
The secured card will typically unsecure in 18 months. Good luck on your journey!
Congrats on the approval! Good luck in the future for the Citi DC and other cards!
Congrats on your approval !!!!
Thanks everyone! And @Jag73 do you know if they are pretty good about letting you go from secured to DC?
When I graduates, it will be the same card essentially (DP and different color) except it will be unsecured. I have read reports of Citi doing product changes, so it possible you can PC to the DC.