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Approved for Citi secured!

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Regular Contributor

Approved for Citi secured!

I went ahead and bit the bullet last night, i tried the pre-qualify trick with the all the major card companies and turned up goose eggs. I want the double cash card, so tried to get the secured card to get my foot in the door with them. I already took a HP & AAOA hit getting the capital one the other day so figured I would try to get both now and let them age together. I didn't really want another secured card but hopefully this allows me to establish a good relationship with Citi to get that Double Cash card!

 

I will be gardening from now on, my long term goals are:

 

Discover IT Unsecured
Citi Double Cash
Capital One Venture
Amex Blue Cash

Off to the garden now Smiley Happy

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 1 of 11
10 REPLIES 10
Community Leader
Mega Contributor

Re: Approved for Citi secured!

Congrats on your approval 

Message 2 of 11
Senior Contributor

Re: Approved for Citi secured!

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 3 of 11
Community Leader
Senior Contributor

Re: Approved for Citi secured!

Congrats on your approval! 😀

The secured card will typically unsecure in 18 months. Good luck on your journey! 

Got some pruning to do... No more new cards!
Message 4 of 11
Valued Contributor

Re: Approved for Citi secured!

Congrats on your approval!!👍

Good Luck in the garden and your journey!🤞

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


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Message 5 of 11
Member

Re: Approved for Citi secured!

Congrats on the approval! Good luck in the future for the Citi DC and other cards!


Message 6 of 11
Senior Contributor

Re: Approved for Citi secured!

Congrats on your approval !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 11
Regular Contributor

Re: Approved for Citi secured!

Thanks everyone! And @Jag73 do you know if they are pretty good about letting you go from secured to DC?

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 8 of 11
Community Leader
Senior Contributor

Re: Approved for Citi secured!

When I graduates, it will be the same card essentially (DP and different color) except it will be unsecured. I have read reports of Citi doing product changes, so it possible you can PC to the DC. 

Got some pruning to do... No more new cards!
Message 9 of 11
Community Leader
Mega Contributor

Re: Approved for Citi secured!

Nice jobSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 11
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