I went ahead and bit the bullet last night, i tried the pre-qualify trick with the all the major card companies and turned up goose eggs. I want the double cash card, so tried to get the secured card to get my foot in the door with them. I already took a HP & AAOA hit getting the capital one the other day so figured I would try to get both now and let them age together. I didn't really want another secured card but hopefully this allows me to establish a good relationship with Citi to get that Double Cash card!
I will be gardening from now on, my long term goals are:
Discover IT Unsecured
Citi Double Cash
Capital One Venture
Amex Blue Cash
Off to the garden now
Congrats on your approval! 😀
The secured card will typically unsecure in 18 months. Good luck on your journey!
Congrats on your approval !!!!
When I graduates, it will be the same card essentially (DP and different color) except it will be unsecured. I have read reports of Citi doing product changes, so it possible you can PC to the DC.