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Approved for DCU CC, but can't figure out membership procedure?

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Valued Contributor

Approved for DCU CC, but can't figure out membership procedure?

I was approved yesterday for a DCU VISA.  And now they want me to add my membership.

I can't for the life of me figure out how to do it?

 

Yesterday, I established my login ID, password, security questions, security image and I can currently view my Credit card app and approval with my CL and what not?

Is that not my membership?

 

A lady emailed me today and just said to go to the site and complete my membership?  Can't figure it out.  HELP!!!

Message 1 of 18
17 REPLIES 17
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

i think you are talking about the check loan status site. have you received your 7 digit member number? to check status of loan and to complete membership (sign in for first time) are two different things. you need member number to complete membership

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

Ah, you did the in the reverse order I did.  I did the membership application, which created my member ID.  This allowed me to attach my member ID to my CC/Auto loan apps.  You should be able to just start a new membership from their main page, or try calling in so they can walk you though how to link your VISA account to your banking membership account.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 3 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

No, I applied and was approved for the CC instantly online.  Today, I got an email asking me to join as a member to complete my CC transaction/account.

 

I understand I have to basically make a donation to one of the organizations that they have listed...I'm lookng at them now...

One of the orgs said to mail in my donation, etc....gotta be a faster way.

Message 4 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

i joined thru a family member so my membership app was approved instantly.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?


@racer-x wrote:

No, I applied and was approved for the CC instantly online.  Today, I got an email asking me to join as a member to complete my CC transaction/account.

 

I understand I have to basically make a donation to one of the organizations that they have listed...I'm lookng at them now...

One of the orgs said to mail in my donation, etc....gotta be a faster way.


you need your member number but you are not a member yet.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 6 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?


@racer-x wrote:

No, I applied and was approved for the CC instantly online.  Today, I got an email asking me to join as a member to complete my CC transaction/account.

 

I understand I have to basically make a donation to one of the organizations that they have listed...I'm lookng at them now...

One of the orgs said to mail in my donation, etc....gotta be a faster way.


Whatever the school one is..Reach out something something?  Just select that program, and the membership application gives you the option later to fund it while you're funding your checking/savings

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 7 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

Here's the email I  received earlier today:

 

You have been approved for our DCU Platinum Visa credit card.  The only requirement is that you open a membership with DCU.  You can accomplish this by visiting our website.  Once the membership is open, please email me and I will be happy to complete the transaction.  Thank you for choosing DCU for your financial needs.

 

I just joined, registered and donated to AAPD....one of the orgainizations that is affiliated with DCU, whereas if I became affiliated with said organization/charity then I would be able to become a member.....

 

Guess I can just forward my donation receipt/info from AAPD to the lady from DCU that emailed me?  Instructions and what to do are very vague.

 

Message 8 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

When you go to the main website and look to the upper left, there is a link for "open accounts" and then right under if you click "checking" then it takes you right to the application.  Did you do that?  If not then I would think they should be able to open it over the phone....hopefully!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 9 of 18
Valued Contributor

Re: Approved for DCU CC, but can't figure out membership procedure?

I got it.  Had to call...wow, very confusing for sure but CS was great.

I opened a checking and savings as well. 

Made a donation to a DCU affiliated organization.

Had to send copy of I.D.

 

Also, I was informed that I qualified for a $25K car loan and another VISA with a  $5K CL on top of the $10K VISA that I was just approved for.

My dumb*** said, no thanks....Did I seriously just screw up?  My brain was fried and I felt a bit anxious to just get off the phone.

Message 10 of 18
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