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Hello all, long time lurker first time poster. I decided to check the prequalified page on the American Express site and saw I was prequalified for three of the Delta Skymiles cards. I was approved for the Delta Skymiles Gold AMEX for a SL of 1k. Unfortunately only 1k, especially after hearing the stories from other folks about it growing. I've also read from folks that they apply for one of their AMEX Gold charge card, got a "We've recieved your application, but can't give you a decision right now" messsage. Mentioned they'll let me know within 14 days. *Fingers crossed* This is after being denied for the AMEX Green Card on the 23rd.
My data points, Experian FICO 8 651, 30% utilizations, 4 inquires (including the one from the 23rd), Currently have Cap 1 QS $500 and QS1 $500 (both recently graduated with the QS PC'd this month from the Platinum) Discover Secured IT $1000, and WF Secured $300. Also an AU on Southwest $6,600. (Did recently apply for a Cap1 Spark Classic and approved for 2k but yet to recieve it or even report out.) AaoA 3y5m, AooA, 8y7m, AoyA 6m. 3 baddies, all from 2016 or older.
Am extremely excited, largest SL I've ever recieved on a personal card. Hope it grows, will try after 61 days for a CLI.
@Anonymous
Welcome To myFICO Forums and
@Anonymous wrote:Hello all, long time lurker first time poster. I decided to check the prequalified page on the American Express site and saw I was prequalified for three of the Delta Skymiles cards. I was approved for the Delta Skymiles Gold AMEX for a SL of 1k. Unfortunately only 1k, especially after hearing the stories from other folks about it growing. I've also read from folks that they apply for one of their AMEX Gold charge card, got a "We've recieved your application, but can't give you a decision right now" messsage. Mentioned they'll let me know within 14 days. *Fingers crossed* This is after being denied for the AMEX Green Card on the 23rd.
My data points, Experian FICO 8 651, 30% utilizations, 4 inquires (including the one from the 23rd), Currently have Cap 1 QS $500 and QS1 $500 (both recently graduated with the QS PC'd this month from the Platinum) Discover Secured IT $1000, and WF Secured $300. Also an AU on Southwest $6,600. (Did recently apply for a Cap1 Spark Classic and approved for 2k but yet to recieve it or even report out.) AaoA 3y5m, AooA, 8y7m, AoyA 6m. 3 baddies, all from 2016 or older.
Am extremely excited, largest SL I've ever recieved on a personal card. Hope it grows, will try after 61 days for a CLI.
Welcome to myFico Frorums!! Thank you so much for sharing that story,
just a make ya feel good read. Cards grow,read up onAmex and ask for advice
if needed :-) Congratulations and enjoy your new card,
Cheers
Welcome to the forums and Congratulations on your approval! 👍
Congrats!
Congratulations
Congrats, hopefully tge whole pandemic clears up sooner rather then later, so you can use it for travel. In the meantime you have time to wach the cl grow.
Congratulations on your approval!
@Anonymous wrote:... approved for the Delta Skymiles Gold AMEX for a SL of 1k ...
Congrats! -- you're in. Amex will grow, given time.
Thanks for the DPs.