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Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!

jrdoctor79
Regular Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!

Congrats on the approvals. As time goes on, your cards will grow. Discover is a different beast in its self. Keep that Magic 8 ball handy. The AMEX is a good card, easy to earn them rewards. That pay pal card will grow. Way to go. 



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


Take the myFICO Fitness Challenge
Message 21 of 43
xaximus
Valued Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!

Congrats on the approvals! Awesome haul!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 22 of 43
adamseve
Established Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!


@jrdoctor79 wrote:

Congrats on the approvals. As time goes on, your cards will grow. Discover is a different beast in its self. Keep that Magic 8 ball handy. The AMEX is a good card, easy to earn them rewards. That pay pal card will grow. Way to go. 


Truly appreciate the well wishes & congrats!  I am in the garden for some time and will continue to follow the excellent advice for each of these cards that I've learned in this community to grow my relationship & limits.  I will be back soon to share my recon wins & the 3x CLI for Amex in 61 days (claiming it already...speaking positive to the universe)!!!

Message 23 of 43
adamseve
Established Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!


@xaximus wrote:
Congrats on the approvals! Awesome haul!

Thank you!  I have been very strategic and it is paying off.  I still have LOADS to learn so over the next 2 years I'll be gobbling it up to reach an 800 score by 2021!

Message 24 of 43
Cubs16
Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!

Congrats on getting your goal cards! It feels good doesn't it? 

Gardening since 12/6/19
Message 25 of 43
adamseve
Established Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!


@Cubs16 wrote:

Congrats on getting your goal cards! It feels good doesn't it? 


Thanks & yes it does!  I am still shocked to say the least.  I really won't believe it until I have the actual cards in my hand lol!

Message 26 of 43
WarEagle1
Frequent Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!

Congratulations! That’s a nice haul!

 

I think this is the first post I’ve read that Synch pulled any CB but TU for Marvel. Do you have TU frozen? That Marvel MC is on my wishlist. Lol. I’ve been denied twice, both times they pulled TU. Dangit...





Life’s a garden...Dig it!
Dangit.
Message 27 of 43
Marz2002
Valued Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!


@adamseve wrote:

@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATULATIONS on your Approvals, Thanks for the DPs, and Welcome to the AmEx and Discover families!!!

 

I am also rebuilding from a lack of interest in good credit and I have a PayPal 2% Cashback MC approved for $700 in May 2018.  Received my 1st auto CLI for $1K in September and immediately logged into my Account and approved for another $1K CLI.  In January, I decided to logon and request a CLI to $8,000 - APPROVED!

Before I requested the increase to $8K, my spend was $300 - $500 per month (per my statements) and always PIF.

 

I hope that helps with your PayPal Extras MC experience.


This definitely helps!  I will have to remember to use this card more often than not with such a small limit knowing that the benefits in the future outweigh the small SL.  It is refreshing to see that in less than a year your limit grew massively.

 

In the beginning with the smaller limit, did you spend a minimum of $200/month?


Yes, I did.  I simply put ALL of the charges that I would normally put on my debit card to my PP MC for 2% Cashback.  No new spend, just money that I was already spending every month.

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 28 of 43
Fated4Credit
Regular Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!

@ Marz2002: I'm also interested in PayPal 2% MC, will be applying in june-july just need to get my UTIL down first currently 30%. I need a 2% card to possibly replace my cap 1 QS (former secured plat) if its not going to grow to a current point
Discover: $9600
Cap One QS: $1811
CFU: $4400
PPMC: $10,000
US Bank Cash+: $5000
AAOA: 2 yrs
Experian (fico 8) 787
Transunion (fico 8) 802
Equifax (fico 8) 784
Message 29 of 43
Marz2002
Valued Contributor

Re: Approved for Discover it, Paypal Extras MC, Marvel MC & Amex ED---6 Yrs Post C7 BK!!!


@Fated4Credit wrote:
@ Marz2002: I'm also interested in PayPal 2% MC, will be applying in june-july just need to get my UTIL down first currently 30%. I need a 2% card to possibly replace my cap 1 QS (former secured plat) if its not going to grow to a current point

It's definitely worth the 2% Cashback.  I would also like to get a 2% Cashback Visa (PenFed), but I am in the Garden until next year!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 30 of 43
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