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Approved for Discover more Low CL

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Cali_Credit
Frequent Contributor

Approved for Discover more Low CL

Approved for Discover More with a CL of 1000$, should i cal recon or wait for a Auto CLI? i havnt received care yet, only an email welcoming me and online registation

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 10
9 REPLIES 9
Duncanrr
Valued Contributor

Re: Approved for Discover more Low CL

Call wouldnt hurt.  Just make sure they dont do another HP. 

 

Btw, which state do you live in and what did they pull?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 2 of 10
isoldmyatlas
Frequent Contributor

Re: Approved for Discover more Low CL

Honestly, I don't think they'll raise your limit at all.  You have a lot of open cards and $1000 is right in line with the limits you currently have.  Use it well for 6 months and then ask for a CLI.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 3 of 10
Cali_Credit
Frequent Contributor

Re: Approved for Discover more Low CL

I'll just wait 6 months! im going to contact my current creditors and request some CLI, Also im in California and they puled EQ

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 4 of 10
Cali_Credit
Frequent Contributor

Re: Approved for Discover more Low CL

I'd glad i got in the door! i was denied before =)

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 5 of 10
SoCalBound
Contributor

Re: Approved for Discover more Low CL

You need to grow the cards you have that will grow and hold off on applying til you get some cli, break the cycle of toy limits.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Message 6 of 10
Cali_Credit
Frequent Contributor

Re: Approved for Discover more Low CL

@So Cal, yeh but the non prime cards werent giving much CLI, ive had all of them over 5 years and never missed a payment. Thats the reason i was going for some othr crads!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 7 of 10
Cadillac-XTS
Established Contributor

Re: Approved for Discover more Low CL

Congrats on your approval

Message 8 of 10
Sparkz1920
Frequent Contributor

Re: Approved for Discover more Low CL

I got 1000...I'm just glad to be in

I have higher limits but oh well.

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 9 of 10
Epcot
Valued Contributor

Re: Approved for Discover more Low CL

At least you are in, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 10 of 10
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