myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Approved for Lowe’s

tag
Get Access Now
SFLSpotter9210
Valued Contributor
‎04-23-2020 10:57 AM
‎04-23-2020 10:57 AM

Approved for Lowe’s

Was wanting this card for awhile and finally bit the bullet and applied. Was instantly approved for 6K and the highest yikes apr of 26.99%. Should have appd for this card over my HD card since their closer then HD. Well time to get that grill I've been wanting. Stay safe and healthy everyone.


How hard is it to get the second chance upgrade SL? And does anyone know synchrony's backdoor phone number? I know it's on here but, I'm lazy lol. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Labels:
Message 1 of 31
30 REPLIES 30
Girlzilla88
Valued Contributor
‎04-23-2020 11:00 AM
‎04-23-2020 11:00 AM

Re: Approved for Lowe’s

Congrats on your approval!    Sorry I don't have your answers I have the HD card but glad to hear Lowe's showing love!!







Message 2 of 31
SFLSpotter9210
Valued Contributor
‎04-23-2020 11:03 AM
‎04-23-2020 11:03 AM

Re: Approved for Lowe’s

Thanks I appreciate your reply 👍. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 3 of 31
M_Smart007
Legendary Contributor
‎04-23-2020 11:04 AM
‎04-23-2020 11:04 AM

Re: Approved for Lowe’s

Congratulations on your approval!

Message 4 of 31
SFLSpotter9210
Valued Contributor
‎04-23-2020 11:06 AM
‎04-23-2020 11:06 AM

Re: Approved for Lowe’s

Appreciate the response 👍😊. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 5 of 31
M_Smart007
Legendary Contributor
‎04-23-2020 11:09 AM
‎04-23-2020 11:09 AM

Re: Approved for Lowe’s

@SFLSpotter9210 wrote:

Was wanting this card for awhile and finally bit the bullet and applied. Was instantly approved for 6K and the highest yikes apr of 26.99%. Should have appd for this card over my HD card since their closer then HD. Well time to get that grill I've been wanting. Stay safe and healthy everyone.


How hard is it to get the second chance upgrade SL? And does anyone know synchrony's backdoor phone number? I know it's on here but, I'm lazy lol. 

 

@SFLSpotter9210,  Sometimes you can get you SL increased by calling in, even before you receive the card. (YMMV)

If that does not work then 3 months minimum wait. I would ask for at least a $10K total CL

 

Call overseas first..

Synchrony Credit Solutions: 877-379-8173 (Overseas)

Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)

 

Good Luck!

Message 6 of 31
CYBERSAM
Senior Contributor
‎04-23-2020 11:11 AM
‎04-23-2020 11:11 AM

Re: Approved for Lowe’s

Congrats!

I just got approved with same SL and APR seems to be fixed! But their main feature is Special Financing. Sync bank is easy on CLI but you need to use the card a bit and have it for few months.

HD is similar card, they are more generous with CLIs but most time is HP and not SP!







                
Message 7 of 31
M_Smart007
Legendary Contributor
‎04-23-2020 11:14 AM
‎04-23-2020 11:14 AM

Re: Approved for Lowe’s

I have never had a HP for a CLI on any of my Synch cards  .. and that is going back years.

Message 8 of 31
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎04-23-2020 11:15 AM
‎04-23-2020 11:15 AM

Re: Approved for Lowe’s

Congratulations on your Lowe's approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 31
SFLSpotter9210
Valued Contributor
‎04-23-2020 11:17 AM
‎04-23-2020 11:17 AM

Re: Approved for Lowe’s

Do I ask for the finance people or customer service? Ok so that didn't go over well lol. I dialed the wrong number but, I found it thankfully and called in and they said too new and declined the reconsideration of SL to 10K oh well next time I guess. I'm happy with my SL anyways it will work. Thanks everyone for their replies. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 10 of 31
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.