Hi everyone! I just joined this forum but I've been lurking and reading the threads here since late 2014. Since then, I have always come here to check on others experiences with credit card apps and helped me a lot. I applied for my first card in 2013 and started with a secured NFCU after getting declined from Barclays and Amazon. I didn't have any credit record as I have only been living in the US for 2 years during that time. After it became unsecured, I applied for USAA and started with 1k limit and $35 AF. I closed the USAA card after I got approved for another USAA Amex card for 7k. Last year, I also applied for another NFCU Go Rewards and didn't even know that I can request for CLI online until I found the thread here. My limit at 2 NFCU cards are now 7k and 14k.. Most of my credit cards I got in 2015 and they are: USAA Amex 7K, Go Rewards 14k, Total Rewards 3k, overstock 3k. This 2016 I got approved for Barclays card World Arrival 5k and just today for Marriott Rewards for 7.5K! I'm very happy as we have an upcoming travel plans. Also I have to add that I've always been a stay at home mom or was self employed before and with my chase application I put unemployed and was expecting I probably won't get approved. To my surprise, I got the approval today, applied yesterday.
I'm very happy with the approval and somehow missed that the first year AF isn't waived, I thought it was. But that's ok, I've read that it tends to pay off later on with free hotel stay.
Interesting about putting unemployed and being approved. That's the 1st time I heard of such a thing
Do you have a household income? and Congratulations!
Yes, we do have a household income. This is the first time I put unemployed in an application so I'm quite surprised too. Thank you.
Congratulations!
Congrats
Congrats to ya !!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congrats!
Congratulations on your approval!