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Approved for MyBestBuy Citi VISA Card 14K

avp99
Frequent Contributor

Approved for MyBestBuy Citi VISA Card 14K

Friends,

 

Happy Friday!  So I closed on my new house this morning (1 week early) and of course I needed to buy a few appliances. I sauntered over to BestBuy and picked out what I wanted and apped in store for the BestBuy Citi Visa card.  Asked for 12k, but came back approved for 14k. Took a hard pull from Experian. Opted for the 18 months zero % instead of the 5% back.  Besides, I need a keep my beers cool this summer. 🍺





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 1 of 15
14 REPLIES 14
Pikaboo-icu
Valued Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K

Congrats!!!

 

Citi is a strange duck- they have their high points & low points. LOL

Nice SL you got going on and a HUGE CONGRATS on the new house!!!

 

CHEERS

  


Message 2 of 15
CreditCuriosity
Moderator

Re: Approved for MyBestBuy Citi VISA Card 14K

Very impressive BB approval.. Enjoy your new house as well!

Message 3 of 15
19eighty5
Senior Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K

Congratulations on the SL and new house!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 15
Gmood1
Community Leader
Super Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K

That's a heck of an SL on the Best buy Visa! Congrats avp99!

Almost pulled the trigger on one of those CCs few weeks ago! 

I really want one of those OLED TVs. Can't justify it since all the TVs in the home are still functional...darn it! lol

 

Message 5 of 15
avp99
Frequent Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K


@Pikaboo-icu wrote:

Congrats!!!

 

Citi is a strange duck- they have their high points & low points. LOL

Nice SL you got going on and a HUGE CONGRATS on the new house!!!

 

CHEERS


 

Thank you so much!  What a day its been... 





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 6 of 15
avp99
Frequent Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K


@CreditCuriosity wrote:

Very impressive BB approval.. Enjoy your new house as well!


 

Thank you sir!  All  in all, it was a pretty smooth process.  Underwriting for the mortgage took all of a couple of hours and no endless asking for documentation.  🙏🏻





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 7 of 15
avp99
Frequent Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K


@19eighty5 wrote:

Congratulations on the SL and new house!


 

Thanks!  I was surprised they gave me more than I asked for.  Not complaining at all Smiley Happy





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 8 of 15
avp99
Frequent Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K


@Gmood1 wrote:

That's a heck of an SL on the Best buy Visa! Congrats avp99!

Almost pulled the trigger on one of those CCs few weeks ago! 

I really want one of those OLED TVs. Can't justify it since all the TVs in the home are still functional...darn it! lol

 


I hear you, i really wanted to pull the trigger earlier and get in on the Memorial Day sales.  But had to wait till closing 🤑





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 9 of 15
Rjw170
Frequent Contributor

Re: Approved for MyBestBuy Citi VISA Card 14K

Congrats on the new card and enjoy the new house!
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 10 of 15
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