Re: Well, Should I try for that 3rd NFCU card now ... - Page 4 - myFICO® Forums

Anonymous · ‎05-03-2021

Keep in mind they are still pulling you eq monthly idk if that's a factor but it could be

spiritcraft1 · ‎05-03-2021

@Anonymous wrote:
Keep in mind they are still pulling you eq monthly idk if that's a factor but it could be

I thought about that... perhaps. There is still that CO there. But still, it comparison to many DP's, they seem to be wary of me.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

spiritcraft1 · ‎05-04-2021

Still awaiting a reply to my secured message from Saturday about a SL reconsideration. I wonder if it will ever be answered???

Biz |

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Anonymous · ‎05-04-2021

@spiritcraft1 wrote:
Still awaiting a reply to my secured message from Saturday about a SL reconsideration. I wonder if it will ever be answered???

Few weeks ago I sent them a secure message took them 6 days to respond back.

spiritcraft1 · ‎05-04-2021

@Anonymous wrote:
@spiritcraft1 wrote:
Still awaiting a reply to my secured message from Saturday about a SL reconsideration. I wonder if it will ever be answered???
Few weeks ago I sent them a secure message took them 6 days to respond back.

I picture 6 of them huddled around a desk trying to figure me out. "That's it for today, we'll pick this up again at 0 600".

Biz |

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

babygirl1256 · ‎05-05-2021

That's my exact thoughts about PenFed . . . trying to figure me out!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

spiritcraft1 · ‎05-06-2021

Just got the secure message reply... my request for a higher limit worked, approved for $25K! They like me again.

I am eligible for a CLI on my GoRewards as of today. Should I try or hold off?

Biz |

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

CreditAggie · ‎05-06-2021

@spiritcraft1 wrote:
Just got the secure message reply... my request for a higher limit worked, approved for $25K! They like me again.

I am eligible for a CLI on my GoRewards as of today. Should I try or hold off?

Congratulations on your SL recon!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

AllZero · ‎05-06-2021

@spiritcraft1 wrote:
Just got the secure message reply... my request for a higher limit worked, approved for $25K! They like me again.

I am eligible for a CLI on my GoRewards as of today. Should I try or hold off?

Congratulations on your reconsideration SL!

Total80sKid · ‎05-07-2021

Congrats on that amazing recon! 🎉🥳

Approved for NFCU Cash Rewards - 3rd Card Approved Lower Limit, Recon'd to $25K!!!!

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Approved for NFCU Cash Rewards - 3rd Card Approved Lower Limit, Recon'd to $25K!!!!

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Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

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