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Approved for NFCU Cash Rewards - 3rd Card Approved Lower Limit, Recon'd to $25K!!!!

Chandler455
Established Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Keep in mind they are still pulling you eq monthly idk if that's a factor but it could be

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Flagship 8k | discover it 4.7k | kohls 3k | target 800

Business
Hilton Amex 15k | Costco visa 10k | Amex Amazon prime 9k

Ficos TU 831 EQ 805 EX 814
Message 31 of 41
spiritcraft1
Valued Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit


@Chandler455 wrote:

Keep in mind they are still pulling you eq monthly idk if that's a factor but it could be


I thought about that...  perhaps.  There is still that CO there.  But still, it comparison to many DP's, they seem to be wary of me.


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Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 32 of 41
spiritcraft1
Valued Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Still awaiting a reply to my secured message from Saturday about a SL reconsideration.  I wonder if it will ever be answered???


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 33 of 41
aptiger
Valued Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit


@spiritcraft1 wrote:

Still awaiting a reply to my secured message from Saturday about a SL reconsideration.  I wonder if it will ever be answered???


Few weeks ago I sent them a secure message took them 6 days to respond back.


Filed chapter 7 in May 2017.

Message 34 of 41
spiritcraft1
Valued Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit


@aptiger wrote:

@spiritcraft1 wrote:

Still awaiting a reply to my secured message from Saturday about a SL reconsideration.  I wonder if it will ever be answered???


Few weeks ago I sent them a secure message took them 6 days to respond back.


I picture 6 of them huddled around a desk trying to figure me out.  "That's it for today, we'll pick this up again at 0 600". 


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 35 of 41
babygirl1256
Frequent Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

That's my exact thoughts about PenFed . . . trying to figure me out!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 04/2021: EQ-781, TU-781, EX-734
Goal FICO 8 Score in 06/2022: EQ-800, TU-800, EX-800
Message 36 of 41
spiritcraft1
Valued Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Just got the secure message reply...  my request for a higher limit worked, approved for $25K!  They like me again.  Smiley Happy

 

I am eligible for a CLI on my GoRewards as of today.  Should I try or hold off?


| |

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 37 of 41
CreditAggie
Senior Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit


@spiritcraft1 wrote:

Just got the secure message reply...  my request for a higher limit worked, approved for $25K!  They like me again.  Smiley Happy

 

I am eligible for a CLI on my GoRewards as of today.  Should I try or hold off?


Congratulations on your SL recon!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 38 of 41
AllZero
Super Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit


@spiritcraft1 wrote:

Just got the secure message reply...  my request for a higher limit worked, approved for $25K!  They like me again.  Smiley Happy

 

I am eligible for a CLI on my GoRewards as of today.  Should I try or hold off?


Congratulations on your reconsideration SL!

Message 39 of 41
Total80sKid
Valued Contributor

Re: Well, Should I try for that 3rd NFCU card now that I am clean on TU - Approved Lower Limit

Congrats on that amazing recon! 🎉🥳

Message 40 of 41
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