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Approved for NFCU card, really surprised

fmurad
Regular Contributor

Approved for NFCU card, really surprised

I decided to join NFCU tonight and also applied for a card since I was getting a hardpull anyway.  Been reading alot of stories on this place so Its crazy I only deposited $100 to open the account. I apped for the card forgot whats its name lol but its a rewards card. approved for $16.5k with 10% APR. Im kind of surprised but I'll take it. 

M.Ed., NCC; TU8 760; EQ 775; EX 737; 1% util, Total Available Credit $350k+
Message 1 of 13
12 REPLIES 12
jdxprs1
Frequent Contributor

Re: Approved for NFCU card, really surprised

Congrats! I just opened with them as well.
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 2 of 13
Aduke1122
Senior Contributor

Re: Approved for NFCU card, really surprised

Hey there congrats to you , why would you be surprised with scores like that ? Ppl with sub 600s get approvals for good SL with Navy Fed , anyways be careful be they love love love to Hp , you will see one HP for the membership app and another for the CC app , they will Hp for each app . Congrats enjoy it op
Message 3 of 13
wonderful_1
New Contributor

Re: Approved for NFCU card, really surprised

Congratulations!


11/2016 - Starting Scores -- EQ 503 EX 501 TU 508 --- Current Scores - FICO 8 -- EQ 591 EX 612 TU 606

In the garden until 4/2018
Message 4 of 13
Tigers09
Valued Contributor

Re: Approved for NFCU card, really surprised

Congrats on your approval! Navy is awesome to work with
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 5 of 13
doinit1
Valued Contributor

Re: Approved for NFCU card, really surprised

Congratulations!! Very nice SL and great APR!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 6 of 13
Musiclover
Super Contributor

Re: Approved for NFCU card, really surprised

Congratulations! With your scores and utilization it is not at all  surprising! Your APR is amazing! Enjoy your new card.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 13
kugel
Valued Contributor

Re: Approved for NFCU card, really surprised

Congrats
What did they pull for the cc?
Message 8 of 13
fmurad
Regular Contributor

Re: Approved for NFCU card, really surprised

They pulled TU 8 FICO 752.
M.Ed., NCC; TU8 760; EQ 775; EX 737; 1% util, Total Available Credit $350k+
Message 9 of 13
JustBPatient
Established Contributor

Re: Approved for NFCU card, really surprised

Way to go!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 10 of 13
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