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Approved for Overstock via SCT $2,500

tag
Goal_Getter
New Contributor

Approved for Overstock via SCT $2,500

I was doing a price comparison on some luggage between Amazon and Overstock online. Well, Overstock had the better price so I loaded the item in my cart. Went to checkout and BAM! I received the pre-approved pop up. It didn’t give me an amount initially. I had to complete the application to get amount. It did request my full SSN which scared me a bit but as of today, two days later, no HP. (fingers crossed) After submitting application the message showed congratulations you’ve been approved for $2500!! What’s even better is that I won’t pay any interest on the purchase due to a no interest promotion they have going on. I was super excited about that! Hopefully the HP won’t show up but I’ll be sure to update if it does.
Starting Score: 550
Current Scores: EQ 658 EX 651 TU 669
Goal Score: 700
Message 1 of 7
6 REPLIES 6
sauciefarr
New Contributor

Re: Approved for Overstock via SCT $2,500

Congratulations!  I love Overstock!

6/26/2023. FICO 8 EX 793; EQ 790; TU 792. AMEX Platinum NPSL; AMEX Gold NPSL; AMEX Cash Magnet 10,000; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 30,000; NFCU Plat MC 15,000; USAA AMEX 6000; USAA Cash Rewards VISA 20,000; IKEA 19,200; Venmo VISA 20,000; SamsClub MC 20,000; Discover 19,600, Citibank Aadvantage MC 9800; Pottery Barn 19,700; Williams-Sonoma $15,000; FNBO VISA Signature $14,000; Sportsmans Guide VISA $12,400; Sephora VISA Signature $11,900
Message 2 of 7
M_Smart007
Legendary Contributor

Re: Approved for Overstock via SCT $2,500

 

 

CongratulationsSmiley Happy

 

 

 

 

Message 3 of 7
Meanmchine
Super Contributor

Re: Approved for Overstock via SCT $2,500

Congrats and a nice SL to boot

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 4 of 7
Anonymous
Not applicable

Re: Approved for Overstock via SCT $2,500

the SCT doesn't work anymore. expect a hard pull from Comenity soon. :-(
Message 5 of 7
Rebuild2019
Valued Contributor

Re: Approved for Overstock via SCT $2,500

The SCT does still work. Not sure how often. I was approved on 8/10/19 and never received a hard pull. I would only put in the last 4, which is all I was required to do. Already have my card

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 6 of 7
Goal_Getter
New Contributor

Re: Approved for Overstock via SCT $2,500

It’s been about two weeks now and still no hard pull!!
Starting Score: 550
Current Scores: EQ 658 EX 651 TU 669
Goal Score: 700
Message 7 of 7
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