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I bank with them and was there at the branch today morning.
They said, I was pre approved for a credit card , I could not belive it as my scores were not that good enough for them, last time I checked..
long story short, they approved me for PNC Flex Visa Card with CL of $17500.
I am assuming they wanted to match my highest CL , which is 17.5K with Citi Cash returns Card.
I have a CC util of 32% overall and just paid off my car loan( Not sure that helped in the decision).
Tu - 662
Eq - 668
Congrats
@chopperacn wrote:I bank with them and was there at the branch today morning.
They said, I was pre approved for a credit card , I could not belive it as my scores were not that good enough for them, last time I checked..
long story short, they approved me for PNC Flex Visa Card with CL of $17500.
I am assuming they wanted to match my highest CL , which is 17.5K with Citi Cash returns Card.
I have a CC util of 32% overall and just paid off my car loan( Not sure that helped in the decision).
Tu - 662
Eq - 668
Now thats a great CL to start with.
I bank with them also, I applied online for the flex card. It was instantly approved for only 500 though. Its my second prime card next to chase amazon. I did have a National City secured card a year ago. My scores are around 690, they pulled Experian ,also one paid charge off listed on 2 reports,
TU fico 695
EQ fico 750
Experian Fako 694
I just got sent a pre-approval for this and applied online and they said I would receive everything within 3 weeks. Did you get instant approval? I'm pretty confused about this whole process.
Yes, it was an instant online approval. I received the card a little over a week.
Chris
Hi! Your post has truly blessed me. I have been trying to figure out what type of loan i wanted to get from PNC. I have been utilizing their virtual wallet feature for about teo years now. I am glad to have learned about the PNC Flex Visa Card! Thank you for sharing I am getting ready to apply right now!!!!!!!
@chopperacn wrote:I bank with them and was there at the branch today morning.
They said, I was pre approved for a credit card , I could not belive it as my scores were not that good enough for them, last time I checked..
long story short, they approved me for PNC Flex Visa Card with CL of $17500.
I am assuming they wanted to match my highest CL , which is 17.5K with Citi Cash returns Card.
I have a CC util of 32% overall and just paid off my car loan( Not sure that helped in the decision).
Tu - 662
Eq - 668
Do you have a lot on deposit with them? That would help too.
Congrats