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Approved for Paypal Credit 11 month post Bankruptcy.

gingerflower
Valued Contributor

Re: Approved for Paypal Credit 11 month post Bankruptcy.

Congratulations on your Pay pal approval!

Message 11 of 17
Total80sKid
Valued Contributor

Re: Approved for Paypal Credit 11 month post Bankruptcy.

Congrats on your PayPal approval 👍🏼

Message 12 of 17
SUPERSQUID
Regular Contributor

Re: Approved for Paypal Credit 11 month post Bankruptcy.

congrats!!!, i burned sync for 4k in my bk 7 which was in 12/2019, they wont give me a whiff.

 

just curious, which fico 8 did they pull? ex , eq or tu?

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Message 13 of 17
NightTrader
Established Member

Re: Approved for Paypal Credit 11 month post Bankruptcy.

@SUPERSQUID 

 

I used the prequalification link and enter the last four of my social.  At first, it was a soft check until I accepted the offer then it was an instant hard inquiry for Transunion. 

 

Side note:  I tried to prequalify for Synchrony credit cards with soft checks and was denied for Lowes, Old Navy, and CareCredit (I was testing the water with these) the same week and day I was approved for Pay Pal credit with Synchrony.

 

My dad was denied for PayPal credit and his fico 8 scores are 660 to 690 also with no bankruptcy and a few late items.  I think the relationship with having PayPal Mastercard Debit, PayPal personal account, PayPal business account, Synchrony Savings account, and activity in my PayPal accounts helped and praying. Smiley Happy 

 

 

Message 14 of 17
SUPERSQUID
Regular Contributor

Re: Approved for Paypal Credit 11 month post Bankruptcy.

Don't feel bad, i was denied for lowes and home depot even though i paid

 off two cc with citi 6k and 8k before filing bk.


@NightTrader wrote:

@SUPERSQUID 

 

I used the prequalification link and enter the last four of my social.  At first, it was a soft check until I accepted the offer then it was an instant hard inquiry for Transunion. 

 

Side note:  I tried to prequalify for Synchrony credit cards with soft checks and was denied for Lowes, Old Navy, and CareCredit (I was testing the water with these) the same week and day I was approved for Pay Pal credit with Synchrony.

 

My dad was denied for PayPal credit and his fico 8 scores are 660 to 690 also with no bankruptcy and a few late items.  I think the relationship with having PayPal Mastercard Debit, PayPal personal account, PayPal business account, Synchrony Savings account, and activity in my PayPal accounts helped and praying. Smiley Happy 

 

 


 

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Message 15 of 17
gdale6
Moderator

Re: Approved for Paypal Credit 11 month post Bankruptcy.

Grats on getting back in the Synch door Smiley Happy

Message 16 of 17
mrcraft
Valued Contributor

Re: Approved for Paypal Credit 11 month post Bankruptcy.

Congratulations on your approval!!






Message 17 of 17
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