No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Got a $10k credit limit from Chase for the RITZ Carlton card but denied the AMEX SPG card and CLI on my AMEX DELTA. Anyone know why this would happen. I have had the DELTA AMEX since Feb. 2016 and also have a AMEX PRG. Creidt scores are 700 across the board but about 12 inquries this year for data points
@Aduke1122 wrote:
I think the Amex is 3 mths 3x ..so I have read , not for sure
It is generally believed that the first CLI attempt can be made after 60 days, all subsquent CLI attempts take 180 days.
OP - You will receive a letter with the denial reasons. That will give you some insight into why Amex decided not to extend you anymore credit. Each creditor has their own criteria for approving credit. Enjoy the Ritz.
@-Cal- wrote:
@Aduke1122 wrote:
I think the Amex is 3 mths 3x ..so I have read , not for sureIt is generally believed that the first CLI attempt can be made after 60 days, all subsquent CLI attempts take 180 days.
OP - You will receive a letter with the denial reasons. That will give you some insight into why Amex decided not to extend you anymore credit. Each creditor has their own criteria for approving credit. Enjoy the Ritz.
Cal, I just wanted to comment on your cards. You have some really nice travel cards, most of them are on my wish list. I hope your getting go use out of them. I noticed you have a Capital One Venture WEMC. Is this card discontinued? I could not find it on there site.
@Aduke1122 wrote:
I think the Amex is 3 mths 3x ..so I have read , not for sure
I talked to an Amex CSR and he told me 6 months but we all know how that goes. It's hit or miss with the right information with them
@taekwon wrote:
@-Cal- wrote:
@Aduke1122 wrote:
I think the Amex is 3 mths 3x ..so I have read , not for sureIt is generally believed that the first CLI attempt can be made after 60 days, all subsquent CLI attempts take 180 days.
OP - You will receive a letter with the denial reasons. That will give you some insight into why Amex decided not to extend you anymore credit. Each creditor has their own criteria for approving credit. Enjoy the Ritz.
Cal, I just wanted to comment on your cards. You have some really nice travel cards, most of them are on my wish list. I hope your getting go use out of them. I noticed you have a Capital One Venture WEMC. Is this card discontinued? I could not find it on there site.
Venture and Quicksilver cards are offered in WEMC if you apply for them on affiliate sites like Credit Karma, etc.
@sjt wrote:
@taekwon wrote:
@-Cal- wrote:
@Aduke1122 wrote:
I think the Amex is 3 mths 3x ..so I have read , not for sureIt is generally believed that the first CLI attempt can be made after 60 days, all subsquent CLI attempts take 180 days.
OP - You will receive a letter with the denial reasons. That will give you some insight into why Amex decided not to extend you anymore credit. Each creditor has their own criteria for approving credit. Enjoy the Ritz.
Cal, I just wanted to comment on your cards. You have some really nice travel cards, most of them are on my wish list. I hope your getting go use out of them. I noticed you have a Capital One Venture WEMC. Is this card discontinued? I could not find it on there site.
Venture and Quicksilver cards are offered in WEMC if you apply for them on affiliate sites like Credit Karma, etc.
Thx for the info
I can't be of much help other than to say Amex is sometimes a little screwy (just like the rest of them).
I received the RC today w/10k SL but Amex has been tough to get much out of despite use and PIF as transactions post. The inqs maybe spooked them a bit, but I finally got a measly 1k bump on my BCE and I have something like 15 inqs on EX...so maybe that isn't it.