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Approved for SoFi 2% MasterCard

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justjac2
Regular Contributor

Approved for SoFi 2% MasterCard

I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...

 

Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it). 

EX shows 13 inquiries,  6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).

 

ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago). 


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 1 of 25
24 REPLIES 24
blindambition
Senior Contributor

Re: Approved for SoFi 2% MasterCard

Congrats on your approval!! Enjoy your new 2% card!!

Smiley Happy

Message 2 of 25
AllZero
Mega Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your approval!
Message 3 of 25
gdale6
Moderator Emeritus

Re: Approved for SoFi 2% MasterCard

Sweet, grats on your new Sofi card Smiley Happy

Message 4 of 25
CreditMagic7
Mega Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your SoFi approval!

Message 5 of 25
justjac2
Regular Contributor

Re: Approved for SoFi 2% MasterCard

Thanks, everyone! I'm disappointed in myself that I couldn't hold out for a few more hours, but at least it wasn't a denial!


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 6 of 25
CreditAggie
Community Leader
Super Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your SoFi approval! 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 25
justjac2
Regular Contributor

Re: Approved for SoFi 2% MasterCard

Thank you!


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 8 of 25
cashorcharge
Community Leader
Super Contributor

Re: Approved for SoFi 2% MasterCard

That's terrific!  Congratulations on your approval!! 🎉🥂

There's a few quirks with the card/mobile app/payment processing that seems to be ever evolving but pointing in the right direction...slowly.

Message 9 of 25
FICOlearner123
Regular Contributor

Re: Approved for SoFi 2% MasterCard

Congrats, 2% is always a good to have card


Goal Cards
Message 10 of 25
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