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Approved for SoFi 2% MasterCard

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Anonymous
Not applicable

Re: Approved for SoFi 2% MasterCard


@justjac2 wrote:

I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...

 

Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it). 

EX shows 13 inquiries,  6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).

 

ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago). 


Lol! This is so me. Congrats 

Message 11 of 25
NoMoreE46
Community Leader
Senior Contributor

Re: Approved for SoFi 2% MasterCard

Tres, tres sweet

Message 12 of 25
Mr_Mojo_Risin
Senior Contributor

Re: Approved for SoFi 2% MasterCard

Almost made it 3 months! 

Congratulations on a great SL, enjoy!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 13 of 25
Demented1
Established Contributor

Re: Approved for SoFi 2% MasterCard

Terrific news…congrats on your SoFi approval!




Message 14 of 25
justjac2
Regular Contributor

Re: Approved for SoFi 2% MasterCard

Thanks, everyone !! 


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 15 of 25
M_Smart007
Legendary Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations!

Message 16 of 25
mrcraft
Valued Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your approval!!



Message 17 of 25
BAD_UP
Established Contributor

Re: Approved for SoFi 2% MasterCard

Congrats on your SoFi Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 18 of 25
MartyWrite75
Valued Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your approval!

March 2024: Experian 762; Equifax 767; Transunion 769


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 04/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 19 of 25
Anonymous
Not applicable

Re: Approved for SoFi 2% MasterCard

Congrats!

Message 20 of 25
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