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Approved for SoFi 2% MasterCard

justjac2
New Contributor

Approved for SoFi 2% MasterCard

I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...

 

Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it). 

EX shows 13 inquiries,  6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).

 

ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago). 



Ch13 filed Jun 2013, discharged July 2018.
1/1/2021 FICO 8 scores: EQ 751, TU 770, EX 746
Newest account opened Nov 2020, gardening until at least Jan 2022, possibly Jan 2023 (0/24).
Message 1 of 23
22 REPLIES 22
blindambition
Community Leader
Senior Contributor

Re: Approved for SoFi 2% MasterCard

Congrats on your approval!! Enjoy your new 2% card!!

Smiley Happy

Message 2 of 23
AllZero
Super Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your approval!
Message 3 of 23
gdale6
Moderator

Re: Approved for SoFi 2% MasterCard

Sweet, grats on your new Sofi card Smiley Happy

Message 4 of 23
CreditMagic7
Super Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your SoFi approval!

Message 5 of 23
justjac2
New Contributor

Re: Approved for SoFi 2% MasterCard

Thanks, everyone! I'm disappointed in myself that I couldn't hold out for a few more hours, but at least it wasn't a denial!



Ch13 filed Jun 2013, discharged July 2018.
1/1/2021 FICO 8 scores: EQ 751, TU 770, EX 746
Newest account opened Nov 2020, gardening until at least Jan 2022, possibly Jan 2023 (0/24).
Message 6 of 23
CreditAggie
Valued Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your SoFi approval! 

Current Cards (in order of approval):


Current FICO 8:

Credit Age:

Inquiries (24 month):

Goal Cards:



Currently: 0/6, 0/12, 3/24
Message 7 of 23
justjac2
New Contributor

Re: Approved for SoFi 2% MasterCard

Thank you!



Ch13 filed Jun 2013, discharged July 2018.
1/1/2021 FICO 8 scores: EQ 751, TU 770, EX 746
Newest account opened Nov 2020, gardening until at least Jan 2022, possibly Jan 2023 (0/24).
Message 8 of 23
cashorcharge
Valued Contributor

Re: Approved for SoFi 2% MasterCard

That's terrific!  Congratulations on your approval!! 🎉🥂

There's a few quirks with the card/mobile app/payment processing that seems to be ever evolving but pointing in the right direction...slowly.

Message 9 of 23
FICOlearner123
Regular Contributor

Re: Approved for SoFi 2% MasterCard

Congrats, 2% is always a good to have card


Goal Cards
Message 10 of 23
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