I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...
Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it).
EX shows 13 inquiries, 6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).
ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago).
Thanks, everyone! I'm disappointed in myself that I couldn't hold out for a few more hours, but at least it wasn't a denial!
Congratulations on your SoFi approval!
That's terrific! Congratulations on your approval!! 🎉🥂
There's a few quirks with the card/mobile app/payment processing that seems to be ever evolving but pointing in the right direction...slowly.