Thanks so much, @Wavester64 . I feel like I'm stalking you on my apps (I'm not, honest!) I'm hoping for a decision on my Propel app that isn't "Hahahahahaha"!
Ch13 filed Jun 2013, discharged July 2018. 1/1/2021 FICO 8 scores: EQ 751, TU 770, EX 746 Newest account opened Nov 2020, gardening until at least Jan 2022, possibly Jan 2023 (0/24).