Approved for a AMEX BCE!!! Wow!

[Anonymous]

Congrats!  As for asking for a CLI, I would not at this point ask for a CLI at activation.  While they were giving those out last year it looks like Amex has returned to requiring you to wait 61 days to ask (not 91) for one.

[KSK1912]

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@Anonymous wrote:

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@KSK1912 wrote:

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@Anonymous wrote:

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@KSK1912 wrote:

Congrats! Awesome approval with a nice SL Rose. You know that card will it $25K in no time right? Did you not want to add a chare card to your approval?

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Thanks KSK1912!  What is a chare card?

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Sorry i meant charge card, from amex.

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KSK1912  lol glad that was a typo, I thought that was something new on the market.  I have Hilton and Delta.  I just could never seal the deal with BCE.

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Ok then you don't need the charge card. I saw on your earlier post that you are putting the Dillard's Amex on the chopping block? You know i have this card too, and has a high balance now, as soon as i pay it off, going in the SD. I just can't bring myself to close a $5K card as it is my highest limit right now.

[pa850]

Congratulations.  I love this card.  What an amazing SL!

[Anonymous]

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@Anonymous wrote:

Congrats!  As for asking for a CLI, I would not at this point ask for a CLI at activation.  While they were giving those out last year it looks like Amex has returned to requiring you to wait 61 days to ask (not 91) for one.

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Thanks Irish80.  And I got the 91 day Discover CLI timeframe mixed up, lol!  I can definitely wait the 61 days.  

[ddemari]

Congrats on your new Amex! That's a great starting limit. Enjoy!

[Anonymous]

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@KSK1912 wrote:

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@Anonymous wrote:

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@KSK1912 wrote:

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@Anonymous wrote:

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@KSK1912 wrote:

Congrats! Awesome approval with a nice SL Rose. You know that card will it $25K in no time right? Did you not want to add a chare card to your approval?

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Thanks KSK1912!  What is a chare card?

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Sorry i meant charge card, from amex.

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KSK1912  lol glad that was a typo, I thought that was something new on the market.  I have Hilton and Delta.  I just could never seal the deal with BCE.

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Ok then you don't need the charge card. I saw on your earlier post that you are putting the Dillard's Amex on the chopping block? You know i have this card too, and has a high balance now, as soon as i pay it off, going in the SD. I just can't bring myself to close a $5K card as it is my highest limit right now.

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KSK1912 yes I remember our convo about us having Dillards Amex.  MY card hasnt taken off, still at the same SL, and was shocked when I got denied a CLI.  I put a lot of charges on the card and paid extremely well.  At the time I asked for a CLI my TU was sitting at 720 and it was a NO, not a partial increase, but a NO and to add insult to injury, I had to deal with a HP.  I'm never asking for another CLI and I refuse to hold on to a 2K card that gives me 10% off  on a days worth of purchases after I spend $2K.  I haven't used it for a few months now and I will close it in May. I just had to rid myself of 12 Comenity accounts first before they could conduct a audit and judge my inquiries and start their craziness of closing accounts.  

Your card has grown and there is no reason for you to close your account.  I recall you bank with them and you give them a lot of business too.  And I can understand, who would want to close there highest CL card.  I know I would not.  But as your scores climb and credit flood gates open, lol you might have a change of heart.   Take care!

[Anonymous]

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@pa850 wrote:

Congratulations.  I love this card.  What an amazing SL!

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pa850. Thanks!  I've always wanted this card and it feels really good to get the approval. 

[Anonymous]

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@ddemari wrote:
Congrats on your new Amex! That's a great starting limit. Enjoy!

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Thanks ddemari I will enjoy my Amex BCE

BTW, I'm closing my Overton account the end of the month and drum roll  Barneys in June.  I will be FREE of Comenity cards👏🏼👏🏼👏🏼👏🏼👏🏼.  I recall that I apped after you had for Overton lol!  I have a 80.00 cash reward and I'm struggling to find something to buy at Overton.  Now that's when you know it's time to rid yourself of a card when you can't even use  the perks that come with it.😅😅. Well at least it was a SP to open and 16.9 interest rate, lol! 

[Anonymous]

Grats!

[KSK1912]

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@Anonymous wrote:

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@KSK1912 wrote:

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@Anonymous wrote:

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@KSK1912 wrote:

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@Anonymous wrote:

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@KSK1912 wrote:

Congrats! Awesome approval with a nice SL Rose. You know that card will it $25K in no time right? Did you not want to add a chare card to your approval?

---

Thanks KSK1912!  What is a chare card?

---

Sorry i meant charge card, from amex.

---

KSK1912  lol glad that was a typo, I thought that was something new on the market.  I have Hilton and Delta.  I just could never seal the deal with BCE.

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Ok then you don't need the charge card. I saw on your earlier post that you are putting the Dillard's Amex on the chopping block? You know i have this card too, and has a high balance now, as soon as i pay it off, going in the SD. I just can't bring myself to close a $5K card as it is my highest limit right now.

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KSK1912 yes I remember our convo about us having Dillards Amex.  MY card hasnt taken off, still at the same SL, and was shocked when I got denied a CLI.  I put a lot of charges on the card and paid extremely well.  At the time I asked for a CLI my TU was sitting at 720 and it was a NO, not a partial increase, but a NO and to add insult to injury, I had to deal with a HP.  I'm never asking for another CLI and I refuse to hold on to a 2K card that gives me 10% off  on a days worth of purchases after I spend $2K.  I haven't used it for a few months now and I will close it in May. I just had to rid myself of 12 Comenity accounts first before they could conduct a audit and judge my inquiries and start their craziness of closing accounts.  

Your card has grown and there is no reason for you to close your account.  I recall you bank with them and you give them a lot of business too.  And I can understand, who would want to close there highest CL card.  I know I would not.  But as your scores climb and credit flood gates open, lol you might have a change of heart.   Take care!

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You're right i bank with them. But after 18 months, heavy usage and $300K thru my checking account last year, they still did not graduate my secured WF card. So my scores right now are fico720's ( long way from 500's just 8/9 months ago) and i did get a few better cards, and a better understanding of credit. Now i know more is not necessarily better as far as the number of cards i have! So just an hour ago, first time in my life, i closed a cc account, cap one secured is gone! Now it's time WF, not only will i close the secured card, i also decided to move all my banking to my local CU after they refinanced my car loan (from 27.99% to 3%). SO the Dillard's card will be my only relation with WF and that's only until i get my other cards to $5K+ limits and it will be bye bye WF.