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Approved for a goal card!

Credit_Master
Contributor

Approved for a goal card!

Hi everyone,

 

I applied and was approved tonight for a Penfed PCR card. It has been a goal card since my BK7 discharge in April 2021. Guess it is time to close my two secured cards as this new card will be my daily driver moving forward. Time to garden for a while now. Thanks to everyone who posted their PCR approvals post BK. 

 

Credit_Master


Financial Institutions

Current Cards

Goal Cards

Total CL = $9,350
Message 1 of 25
24 REPLIES 24
M_Smart007
Legendary Contributor

Re: Approved for a goal card!

Congrats on your PenFed PCR Approval!

Message 2 of 25
SUPERSQUID
Established Contributor

Re: Approved for a goal card!


@Credit_Master wrote:

Hi everyone,

 

I applied and was approved tonight for a Penfed PCR card. It has been a goal card since my BK7 discharge in April 2021. Guess it is time to close my two secured cards as this new card will be my daily driver moving forward. Time to garden for a while now. Thanks to everyone who posted their PCR approvals post BK. 

 

Credit_Master


CONGRATS !!!!!

I have been posting for the last month or so that Penfed seems to approve this card easier right now. I got mine early december with a bk7 showing and other bk's have also been approved

{ BK7 DC 12/2019 } target 700/ kohls 1500/ discover 3k /mercury 3350 /ollo 600 /mission lane 1050/ ikea 750/ firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 1800/ cap 1 savor one 3k /fingerhut 1950/ comenity rewards mc 1k, Penfed PCR 7.5k
NFCU >cash rewards 3700




>BABY NEEDS NEW SHOES !!!!!
Message 3 of 25
AMJ50
New Contributor

Re: Approved for a goal card!

I applied and was accepted for the Gold card two months ago. Everyone said it was the easiest card to get.But, now I feel like I left the best cards on the table.

Message 4 of 25
M_Smart007
Legendary Contributor

Re: Approved for a goal card!


@AMJ50 wrote:

I applied and was accepted for the Gold card two months ago. Everyone said it was the easiest card to get.But, now I feel like I left the best cards on the table.


The PenFed Gold card is more of a BT card. So no real rewards.

I personally have the Power Cash Rewards and The Platinum Rewards

Message 5 of 25
SUPERSQUID
Established Contributor

Re: Approved for a goal card!


@AMJ50 wrote:

I applied and was accepted for the Gold card two months ago. Everyone said it was the easiest card to get.But, now I feel like I left the best cards on the table.


I wouldnt look at it as a negative. its a foot in the door. if you use the account well im sure more cards with them are on the horizon.

{ BK7 DC 12/2019 } target 700/ kohls 1500/ discover 3k /mercury 3350 /ollo 600 /mission lane 1050/ ikea 750/ firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 1800/ cap 1 savor one 3k /fingerhut 1950/ comenity rewards mc 1k, Penfed PCR 7.5k
NFCU >cash rewards 3700




>BABY NEEDS NEW SHOES !!!!!
Message 6 of 25
mgood
Frequent Contributor

Re: Approved for a goal card!

Congrats! That's a great card to have.


Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 718, TU8 736, EX8 713
Goal Score: EQ8 780, TU8 780, EX8 780


Take the myFICO Fitness Challenge
Message 7 of 25
CH-7-Rebuilding
Valued Contributor

Re: Approved for a goal card!


@Credit_Master wrote:

Hi everyone,

 

I applied and was approved tonight for a Penfed PCR card. It has been a goal card since my BK7 discharge in April 2021. Guess it is time to close my two secured cards as this new card will be my daily driver moving forward. Time to garden for a while now. Thanks to everyone who posted their PCR approvals post BK. 

 

Credit_Master


Congrats!    I noticed you also have an Andrews FCU Visa card.   Is that secured or unsecured?   When were you able to get it?

Message 8 of 25
Reviewers
Regular Contributor

Re: Approved for a goal card!

@Credit_Master I wouldn't close a card but congratulations on the PenFed PCR approval which was your goal card! Happy you met that goal.

My Scores:


Wishlist Cards:
Capital One Venture & Chase Sapphire Reserve

Starting Score: 674
Current Score: 715
Goal Score: 800


Message 9 of 25
Anonymalous
Frequent Contributor

Re: Approved for a goal card!

Wow, that's quite a lineup of cards with a bankruptcy that's not even a year old. Congrats!

Message 10 of 25
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