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Approved for new BoA Premium Travel card

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Anonymous
Not applicable

Re: Approved for new BoA Premium Travel card

Thanks gdale.
Message 51 of 57
Anonymous
Not applicable

Re: Approved for new BoA Premium Travel card

Congratulations! When my cards grow up, they want to be like yours and @K-In-Boston's!

Message 52 of 57
cmm89
Frequent Contributor

Re: Approved for new BoA Premium Travel card


@Anonymous wrote:

@cmm89 wrote:

@Anonymous wrote:

@Gmood1 wrote:
Big congrats on the approval! BofA loves you!!

Thanks!  Glad to see someone does :-)


Congrats, Irish!

 

Thanks!  Good luck and I think those investments will deifnitely help in getting approved.  Certainly would be great for you.  Definitely let us know how it turns out.


FYI -- declined after 2 days. Didn't recon (no hard pull). I'm assuming too much exposure right now (plus 20 inquiries per bureau and a load of new accounts). I have the spend to get through on my AmEx PRG ($2K) and HSBC Platinum Rewards ($500, easy) anyhow. I always PIF, probably will have that done in a month. I will try again in December.

 

Also, FYI -- I also have one BAD, BAD BADDIE. Four 180-days late on my student loans from 2015; eventually defaulted with GreatLakes and rehabilitated, now with FedLoans, paying as agreed since March after 9-month "rehab" (doesn't report Smiley Sad ). Sent/faxed Goodwill letters today explaining my situation in college. Both of my parents passed away in the same year (I was 22) and I didn't care about finances. I was very apologetic. Hopefully that'll work. If not, I'll keep sending them every month until it does or until it falls off my report, haha.  

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Message 53 of 57
gingerflower
Valued Contributor

Re: Approved for new BoA Premium Travel card

Smiley WinkCongrats on an Excellent Travel Card!! Love BoaHeart

 

Message 54 of 57
BronzeTrader
Valued Contributor

Re: Approved for new BoA Premium Travel card

Just wonder what the success rate on this card applications.

Message 55 of 57
Anonymous
Not applicable

Re: Approved for new BoA Premium Travel card


@BronzeTrader wrote:

Just wonder what the success rate on this card applications.


From reading other sites, looks like a lot of people were denied.

Message 56 of 57
BronzeTrader
Valued Contributor

Re: Approved for new BoA Premium Travel card


@Anonymous wrote:

@BronzeTrader wrote:

Just wonder what the success rate on this card applications.


From reading other sites, looks like a lot of people were denied.


I think the application should favor the existing Premium Reward customers.  We are those.  Smiley Happy

Message 57 of 57
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