cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for second Discover through prequalify tool

tag
spiritcraft1
Valued Contributor

Re: Approved for second Discover through prequalify tool

What do you folks think, should I keep my IT open?  It will not get used as I have better options for Gas and Restaurants.  It will certainly be stuck at $1.5k into eternity or until they close it.  I have enough CLI denial letter to wallpaper an average bedroom.

 

I suppose waiting until the new card is active would be best.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 11 of 17
Credit4Growth
Senior Contributor

Re: Approved for second Discover through prequalify tool

Congratulations on your 2nd Disco...ver approval! 👌 

...and only .25 years left for the last derogatory! 👍 

Message 12 of 17
spiritcraft1
Valued Contributor

Re: Approved for second Discover through prequalify tool


@Credit4Growth wrote:

Congratulations on your 2nd Disco...ver approval! 👌 

...and only .25 years left for the last derogatory! 👍 


It's like waiting for the Earths Core to cool.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 13 of 17
Credit4Growth
Senior Contributor

Re: Approved for second Discover through prequalify tool


@spiritcraft1 wrote:

@Credit4Growth wrote:

Congratulations on your 2nd Disco...ver approval! 👌 

...and only .25 years left for the last derogatory! 👍 


It's like waiting for the Earths Core to cool.


😒 Ohhh i do know.  I have a small CO sitting at age 5.5 years old! 

I just wish for it to go away!!!

 

Back to your approval.  Do you have any intention of ultimately combining the CL of the two cards?

Message 14 of 17
spiritcraft1
Valued Contributor

Re: Approved for second Discover through prequalify tool


@Credit4Growth wrote:

@spiritcraft1 wrote:

@Credit4Growth wrote:

Congratulations on your 2nd Disco...ver approval! 👌 

...and only .25 years left for the last derogatory! 👍 


It's like waiting for the Earths Core to cool.


😒 Ohhh i do know.  I have a small CO sitting at age 5.5 years old! 

I just wish for it to go away!!!

 

Back to your approval.  Do you have any intention of ultimately combining the CL of the two cards?


I would do that certainly.   I have read about doing that and there seems to be mixed opinions.

 

I would want to keep the Cash Card though.  The IT had use during that first year due to the double cash and being pre Covid but it hasn't made sense to use it more than for a Cup of Joe every couple months since as I have better options.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 15 of 17
Demented1
Established Contributor

Re: Approved for second Discover through prequalify tool

Congrats @spiritcraft1 on your Disco approval…enjoy the card!




Message 16 of 17
FalconSteve
Valued Contributor

Re: Approved for second Discover through prequalify tool

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.