I'm so happy, I only had a 5 month old unsecured capital one platinum card with a $500 limit and I'm an authorized user on another card with a credit score of 690 and 16 months of credit history. I recently got denied for the Discover It card and a Capital One QuicksilverOne after getting pre approvals for both of them. I received an exclusive offer from Amex of 50,000 points after spending $1,000 in the first three months, so I decided to apply and I was instantly approved for $1,000 CL.
