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April Fool's App Spree - Approved x4 - NFCU, US Bank, Chase, Barclay

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Moderator Emeritus

April Fool's App Spree - Approved x4 - NFCU, US Bank, Chase, Barclay

So I figured I'd go for a little April Fool's Day app spree.  Odd enough, I only had one instant approval, and it wasn't from the lender I expected.

 

I've wanted to get an NFCU card for a while, mainly because they have great BT offers from time to time.   However, their lineup hasn't been too appealing to me until cashRewards had their spend offer ($100 for $500 spend).   I applied and got the 24 hr message.   The next day, I got a message that simply said "approved".   Today, I finally got the details...$25K SL and 10.9% APR.

 

I received a targeted offer for US Bank Cash 365 with a $150 offer for $500 spend and a 15 month 0% APR on purchases and BTs.   So I decided to accept.  Instant approval, $11K SL.  

 

I've also been interested in the Chase Amazon since they annouced they will be offering special financing options.   I want to see how it works out and then eventually close my Amazon Store card, mainly to shrink my exposure with Sync.  I applied from Amazon in order to get the $70 Amazon GC offer.   I got the 2 week message.   I remembered late yesterday that my Freedom app was held for ID verification, so I figured I'd call in this morning to see if that happened for Chase Amazon.  It did.   Once they sent me a text and I confirmed it, they advised that I was approved for $7300.   

 

Since I completely wanted to thrash TU, I also figured I'd try for a CLI on my BoA BBR cards.   Unfortunately, I seem to have hit a credit ceiling with BoA, so they did a reallocation instead of a CLI.    didn't like their results, so I called in to have the CLs readjusted, which they were able to do for an SP.   So I wasted an HP, but at least it will age off when the others do.  At least I had the sense to request after the other requests were submitted.  Smiley Indifferent

 

And to further thrash TU--and out of my frustration with my Marvel Mastercard--I decided to jump on the Barclay Uber.  Instant approval for $9K.  

 

Pulls:   TU (NFCU, US Bank, BoA, Barclay); EX (Chase)

Income:  $58K

FICO scores at time of apps:  TU08 - 806; EX08 - 808



Start: 619 (TU08, 9/2013) | Current: 795 (TU08, 10/14/20)
AMEX Cash Magnet $54000 | BofA BBR #1 $43900 | Discover IT $39000 | Uber VS $37000 | BoA BBR #2 $31100 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $23500 | GS Apple Card WEMC $20000 | Altitude Go VS $19500 | Cap 1 QS WMC $17250 | Sony Card $15750 | Freedom Flex WEMC $15000 | Disney Premier VS $15000 | FNBO Rewards VS $15000 | Target MC $13000 | WF Cash Wise VS $12,000 | Cap 1 SavorOne WEMC $10500 | Amazon VS $10000 | Blispay $7500 | AARP VS $5800 | Cash Back World WMC $3000 ~~
14 REPLIES 14
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Community Leader
Mega Contributor

Re: April Fool's App Spree - 3X Approved - NFCU, US Bank, Chase

Congrats SunriseSmiley Happy Amazing sl from NavySmiley Happy
Message 2 of 15
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Senior Contributor

Re: April Fool's App Spree - 3X Approved - NFCU, US Bank, Chase

Congrats! Nice Navy SL.

Message 3 of 15
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Community Leader
Super Contributor

Re: April Fool's App Spree - 3X Approved - NFCU, US Bank, Chase

Congrats on your nice run of approvals there!

Message 4 of 15
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Moderator

Re: April Fool's App Spree - 3X Approved - NFCU, US Bank, Chase

Nice approvals SRE! Congrats! 

Got some pruning to do... No more new cards!
Message 5 of 15
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Moderator Emeritus

Re: April Fool's App Spree - Approved x3 - NFCU, US Bank, Chase

SunriseEarth the only global warming I see is that you are HOT! Yes, remember to "strike while the iron is hot" and you sure did. Congrats Smiley Happy
Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 6 of 15
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Valued Contributor

Re: April Fool's App Spree - Approved x3 - NFCU, US Bank, Chase

Great day for you. Congrats.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 7 of 15
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Valued Contributor

Re: April Fool's App Spree - Approved x3 - NFCU, US Bank, Chase

Congrats on your successful spree!!
Nice pick ups
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 8 of 15
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New Contributor

Re: April Fool's App Spree - Approved x3 - NFCU, US Bank, Chase

Congrats on the nice pickups.


"Since I completely wanted to thrash TU, I also figured I'd try for a CLI on my BoA BBR cards"

Hahaha! Awesome.
Message 9 of 15
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Established Contributor

Re: April Fool's App Spree - Approved x3 - NFCU, US Bank, Chase

Congrats! Time well spent, and HP's well spent.

 

Robot Very Happy


Message 10 of 15
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