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So this is an exiting day for my credit journey as i hit the pre qual for a "real" credit card vs my subprime cards. wondering if these are real preapprovals here for discover. also maybe advice on whice one is better. we do travel about 3 times a year, cruise vegas and then a week trip random next year is reno. we also have a high monthly spend of about 5k on groceries gas and everyday items than i can run through a card as well. all three also have a match all chasback/ miles at end of first year
Discover it cash back says 0 intro apr for 14 months on purchases then 24.99 standard variable purchase apr will apply
discover it chrome the intrest notes are same as above
discover it miles the intrest notes are same as above
@aesl1982 wrote:wondering if these are real preapprovals here for discover.
Discover it cash back says 0 intro apr for 14 months on purchases then 24.99 standard variable purchase apr will apply
discover it chrome the intrest notes are same as above
discover it miles the intrest notes are same as above
Hard to say:
I got this same offer but only on the cash back and gas&restaurant. I called and spoke to a rep. who said I didn't qualify as I still had to meet my one year criteria from coming off a secured to unsecured card. So that's next month. But the offer is there: glad I didn't jump on it just yet.
The one thing the csr told me yesterday was to wait for the mail offer. Both my ds's get them; I do not. One does not have the solid apr....so there is a difference in their offers.
Just wanted to share the part about me not being qualified and still getting two pre-qualified online offers. That's all.
@AverageJoesCredit wrote:
Discover prequals are usually solid with an occasional denial here and there. Good luck
blah says need to verify some information, uploaded bank statement fo addres verification. low balance i dont keep money in that bank i had quick access to statement. my dl doesnt match my address so couldnt go that route. after upload got a message to call for immediate review of my documents. called in was quick verfication with a nice lady then placed me on hold for 2-3 minutes to go over application. and..... Credit Limit of $5000 WOW i dont even have 5000 of total credit in my account.
OMG, that is so AWESOME!!!!!!! Congratulations! You scared me at first thinking...dang denial. But YAY You!!!!
Hey, which card did you get?
A Big Congrats!, on yer $5K ..sorry I had to chuckle reading that
Congrats! Disco sometimes likes to give the big SLs!
Cool....now you can really enjoy those trips.