Are these real preapprovals - Update Approved

[Anonymous]

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@aesl1982 wrote:
I went with the discover it miles card

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That’s a great choice. Make sure you move any spend that doesn’t earn more than 3% to it so that you can get the maximum out of the first year cash back match. That’s also a great way to grow the card over time.

[aesl1982]

Thanks you! Been a long road. Transunion and Equifax haven’t updated since fall offs and pay off other low limit cards. They still low 600’s Experian was 664. So app spree is out of the question till they update properly. Then I can go for my navy card finally.

[AverageJoesCredit]

Outstanding! Took me 2 years to get a 5k sl from Miss Disco. Slow and steady, build up your profile with good quality cards. Now have fun with us trying to please Miss Disco , 🎱 is now yours

[aesl1982]

Yes, the limit of 5k goes in like with monthly spend anyways. I plan to use it for everything and then pay it off every pay day

[aesl1982]

What are discovers rules as far a cli is it 91/3 or is it 180

[Rebuild2019]

Congratulations 🎉🍾🎊 Welcome to the DISCO family.

[Anonymous]

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@aesl1982 wrote:
What are discovers rules as far a cli is it 91/3 or is it 180

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Disco doesn’t have any set CLI rules. Some people smash that CLI button daily, some of us monthly, some get auto CLIs after 3 months... there is no defined pattern. You can literally be denied one day and approved the next. 

[aesl1982]

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@Anonymous wrote:

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@aesl1982 wrote:
What are discovers rules as far a cli is it 91/3 or is it 180

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Disco doesn’t have any set CLI rules. Some people smash that CLI button daily, some of us monthly, some get auto CLIs after 3 months... there is no defined pattern. You can literally be denied one day and approved the next. 

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Thats crazy but i guess they have a method to their madness. capital one ive had for 5 years, never missed a payment and they give me different reasons every time why i cant have a CLI. been stuck at $500 forever. i solve one reason and they come up with another one. im pretty much done using their cards 

[Anonymous]

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@aesl1982 wrote:

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@Anonymous wrote:

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@aesl1982 wrote:
What are discovers rules as far a cli is it 91/3 or is it 180

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Disco doesn’t have any set CLI rules. Some people smash that CLI button daily, some of us monthly, some get auto CLIs after 3 months... there is no defined pattern. You can literally be denied one day and approved the next. 

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Thats crazy but i guess they have a method to their madness. capital one ive had for 5 years, never missed a payment and they give me different reasons every time why i cant have a CLI. been stuck at $500 forever. i solve one reason and they come up with another one. im pretty much done using their cards 

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Unfortunately it takes a lot more to move out of Capital One’s buckets than it does with Disco. You will definitely see growth on your Disco if you treat it well, the timelines for that just are pretty varied. 

Your $5K SL is a good indicator that you will get future increases. 

[GApeachy]

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@Anonymous wrote:

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Your $5K SL is a good indicator that you will get future increases. 

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You've had a pretty amazing run with them.  Do you ever ask for cli's anymore?