Are these real preapprovals - Update Approved

[aesl1982]

does anyone know how discover works as far as a second card, or how long to wait before apping second card. Really want to take advantage of the experian clean profile and score and build build build. this discover is the first card that is actually mine. my other cards are AU cards and they dont report to all three CRAs

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@Anonymous wrote:

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@aesl1982 wrote:

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@Anonymous wrote:

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@aesl1982 wrote:
What are discovers rules as far a cli is it 91/3 or is it 180

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Disco doesn’t have any set CLI rules. Some people smash that CLI button daily, some of us monthly, some get auto CLIs after 3 months... there is no defined pattern. You can literally be denied one day and approved the next. 

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Thats crazy but i guess they have a method to their madness. capital one ive had for 5 years, never missed a payment and they give me different reasons every time why i cant have a CLI. been stuck at $500 forever. i solve one reason and they come up with another one. im pretty much done using their cards 

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Unfortunately it takes a lot more to move out of Capital One’s buckets than it does with Disco. You will definitely see growth on your Disco if you treat it well, the timelines for that just are pretty varied. 

Your $5K SL is a good indicator that you will get future increases. 

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[Anonymous]

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@GApeachy wrote:

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@Anonymous wrote:

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Your $5K SL is a good indicator that you will get future increases. 

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You've had a pretty amazing run with them.  Do you ever ask for cli's anymore?

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Usually once a month or so. I asked a few times this month when everyone was getting $5K and it was no but then they gave me a $3K IT Miles last night so go figure. 🤷‍♂️ 

[Anonymous]

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@aesl1982 wrote:

does anyone know how discover works as far as a second card, or how long to wait before apping second card. Really want to take advantage of the experian clean profile and score and build build build. this discover is the first card that is actually mine. my other cards are AU cards and they dont report to all three CRAs

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@Anonymous wrote:

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@aesl1982 wrote:

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@Anonymous wrote:

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@aesl1982 wrote:
What are discovers rules as far a cli is it 91/3 or is it 180

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Disco doesn’t have any set CLI rules. Some people smash that CLI button daily, some of us monthly, some get auto CLIs after 3 months... there is no defined pattern. You can literally be denied one day and approved the next. 

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Thats crazy but i guess they have a method to their madness. capital one ive had for 5 years, never missed a payment and they give me different reasons every time why i cant have a CLI. been stuck at $500 forever. i solve one reason and they come up with another one. im pretty much done using their cards 

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Unfortunately it takes a lot more to move out of Capital One’s buckets than it does with Disco. You will definitely see growth on your Disco if you treat it well, the timelines for that just are pretty varied. 

Your $5K SL is a good indicator that you will get future increases. 

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Your first card has to be a year old before you can get a second. 

[M_Smart007]

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@AverageJoesCredit wrote:
Outstanding! Took me 2 years to get a 5k sl from Miss Disco. Slow and steady, build up your profile with good quality cards. Now have fun with us trying to please Miss Disco , 🎱 is now yours

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sure wish I could get a 5K Siggy

#AverageJoe's$200KballerStatus@PR.com

[M_Smart007]

Congrats OP on your it Miles and Miles and Miles

[randomguy1]

congrats on the limit and approval!