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Ashley Furniture Homestore CLI double dip!

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Mischa
Contributor

Ashley Furniture Homestore CLI double dip!

I've posted previously about trying to get a CLI with Synch on my Ashley card and being denied. They kept using an old score from March that had a baddie on it (that was successfully removed). 

They did a SP on my credit in May so I wasn't sure why they kept using the old score. This morning I tried again and it was finally approved! I only requested 3k, current limit was 1k. I wasn't sure if they'd counter offer and since they kept denying me I wasn't feeling too confident. Was basically just testing to see if I was out of the doghouse. 

Upon approval I instantly kicked myself for not requesting more and did a quick search here for "Synchrony CLI double dip" to see if that's a thing, haha. I went back and asked for 5k (still feeling a bit cautious, maybe). Instant approval for 5k! 

This forum has been so valuable on my recent credit journey. 

I think Synch uses TU Vantage 4? Which is definitely lower than my FICO 8 scores. Was listed as 706 as of 6/2. 

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9 REPLIES 9
CreditAggie
Community Leader
Super Contributor

Re: Ashley Furniture Homestore CLI double dip!

Congratulations on your Ashley Furniture double dip CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 10
gdale6
Moderator Emeritus

Re: Ashley Furniture Homestore CLI double dip!

Excellent, grats on the successful double dip Smiley Happy

Message 3 of 10
babygirl1256
Senior Contributor

Re: Ashley Furniture Homestore CLI double dip!

Congrats on your Ashley Furniture Homestore CLI -and- Double Dip!!!Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 10
KingRue8500
Senior Contributor

Re: Ashley Furniture Homestore CLI double dip!

Congrats on your Ashley Furniture Homestore double dip CLI




Message 5 of 10
Total80sKid
Senior Contributor

Re: Ashley Furniture Homestore CLI double dip!

Congrats on your AFH CLI 👍🏼

Message 6 of 10
Anonymous
Not applicable

Re: Ashley Furniture Homestore CLI double dip!

Congrats on your CLI double dip!!

This post inspired me to request a CLI on my Ashley card.

My SL was $2000. I requested an increase to $5000 and was approved. Then I decided to follow your lead and try a double dip. The second time, I requested $10,000. They weren't able to grant the full amount but still increased it to $7500!

That's almost 4x my original credit limit... And now it's my second highest credit limit!

Thanks for posting, and congrats again!

Message 7 of 10
Mischa
Contributor

Re: Ashley Furniture Homestore CLI double dip!


@Anonymous wrote:

Congrats on your CLI double dip!!

This post inspired me to request a CLI on my Ashley card.

My SL was $2000. I requested an increase to $5000 and was approved. Then I decided to follow your lead and try a double dip. The second time, I requested $10,000. They weren't able to grant the full amount but still increased it to $7500!

That's almost 4x my original credit limit... And now it's my second highest credit limit!

Thanks for posting, and congrats again!


Awesome! And congrats on your own successful double dip! In about 4 more months I'll try again and request 10k right out of the gate. 

Message 8 of 10
coreyb80
Super Contributor

Re: Ashley Furniture Homestore CLI double dip!

Congrats on the increase!

Message 9 of 10
SPChaser
Established Contributor

Re: Ashley Furniture Homestore CLI double dip!

Congrats on Synchrony double dip! 

“Play the game, but don't believe in it“
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