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Ask and you will be given ! (BofA CLI)

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Anonymous
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Re: Ask and you will be given ! (BofA CLI)

Congrats!
Message 21 of 26
Anonymous
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Re: Ask and you will be given ! (BofA CLI)


@AverageJoesCredit wrote:
Thanks KSmiley Happy good options to think about. Was thinking about same.Disco, not sure on 0% period may call to inquire about since i gotta ask them something about my address anyway. I know my first year ends in October. Roll of dice for sure but it would be interesting to see how asking a csr about credit limit increase ss opposed to just hitting the button. I ll update if i decide to do anythingSmiley Happy

Based on conversations I've had with multiple credit analysts, it's best to wait 6 months between CLIs with BoA for best results. Like with every thing credit, ymmv.

Message 22 of 26
AverageJoesCredit
Legendary Contributor

Re: Ask and you will be given ! (BofA CLI)

Thanks AnusaraSmiley Happy. I really should try a little constaint lol. 3 more months wont hurt me as itll actually make my August/ September more fun with Navy, Amex and Disco up for possible sp cliSmiley Happy. Hopefully by then ill have more paid down and could well be in 40% range. Im gonna have to run back over to the garden to make sure the bed ties are sufficientSmiley Wink
Message 23 of 26
cmm89
Frequent Contributor

Re: Ask and you will be given ! (BofA CLI)

My card was just opened about a month ago and I already have a Credit Line Increase button... is that a good thing? I am Plat Honors w/ ML. It's my daily driver and I love the card. Do they only put the option up when you have a good chance at getting it? 

 

Curiosity may kill the cat--- I should be gardening!

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Message 24 of 26
Anonymous
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Re: Ask and you will be given ! (BofA CLI)

Congrats thats a good CLI!

Message 25 of 26
Anonymous
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Re: Ask and you will be given ! (BofA CLI)

Screen Shot 2017-06-21 at 6.11.47 PM.png

 

 

YEP, same here much love from BOA!!!!  Started a few years ago with a secured 99/500 card and now its the biggest limit card I have.  Gotten steady CLI every 6 months and pretty substantial ones too.  I should of asked for more hahaha

Message 26 of 26
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