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Received my first auto-luv CLI +$1,000...1 day after luv-button denial.
Do you think I have a chance to DD via luv button or a phone call...if I was already denied yesterday before receiving auto-luv today?
Some data points:
Student Discover it Chrome
5/12/17 — Online approval for $1,000 SL — *student verification sent instantly, immediate approval
8/22/17 (>3rd stmt.) -- +500, CL $1,500, (luv button); Bal. $0
9/26/17 (>4th stmt.) -- +500, CL $2,000, (luv button); Bal. $0
12/13/17 (>7th stmt.) -- +1,100, CL $3,100, (luv button); Bal. $20
6/30/18 (>13th stmt.) -- +1,000, CL $4,100, (auto-luv, 1d after denial); Bal. $2,596 (use: $0, paid: $500)
*Prior to Christmas--Used + [mostly] PIF b4 stmt cut. Util. & bal. kept btwn. 0-15% when CLI's were approved.
*Denials >10th and >12th stmts; "not enough experience with existing credit line...". But likely due to high balance, low use since Jan.
M8 call in and say you would like to double dip
DO IT NOW!