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Auto CLI - BOA

2011beginnings
Frequent Contributor

Re: Auto CLI - BOA

Wow. Congrats. Have you been using your card a lot? How long have you had it?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 11 of 17
n777ua
Established Contributor

Re: Auto CLI - BOA


@2011beginnings wrote:
Wow. Congrats. Have you been using your card a lot? How long have you had it?

About 5 years.  It started at $5k, I was CLD'd to $2.9k, a year or so later was CLI'd to $6.2k then I just got this auto increase.  I NEVER swipe the card, its been my balance transfer card.  (I maybe swiped it at a McDonalds after I got it, but thats it)

About $215,000 total credit among 11 cards
Message 12 of 17
2011beginnings
Frequent Contributor

Re: Auto CLI - BOA

I see. I have a BofA Cash Rewards since 2011. Started with $2500 and just asked for a CLI to $5000 last month. I wonder if they'll increase me.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 13 of 17
tinuviel
Moderator Emeritus

Re: Auto CLI - BOA

Nice increase -- congrats!!! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 14 of 17
09Lexie
Moderator Emerita

Re: Auto CLI - BOA

Message 15 of 17
kimmiller112
Frequent Contributor

Re: Auto CLI - BOA

I got an auto CLI a couple of weeks ago.  I started with a $500 CL - I opened the account last May.  It was my lowest non-store credit card.  I hit the luv button online about 2 months ago and got a big fat no so I was surprised to log onto my account and see an increase to $1500.  I used the card often, always paying in full, until I my CLI request was declined and stopped using it other than to rent movies on Vudu but have put it back into the rotation. 

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 16 of 17
n777ua
Established Contributor

Re: Auto CLI - BOA


@kimmiller112 wrote:

I got an auto CLI a couple of weeks ago.  I started with a $500 CL - I opened the account last May.  It was my lowest non-store credit card.  I hit the luv button online about 2 months ago and got a big fat no so I was surprised to log onto my account and see an increase to $1500.  I used the card often, always paying in full, until I my CLI request was declined and stopped using it other than to rent movies on Vudu but have put it back into the rotation. 


I think thats their MO.  I know of ppl who have BOA cards that get a "NO" when requesting a CLI, only to get an automated (or maybe manually reviewed) a few weeks later.  I wonder if automated denials go into manual review automatically?

About $215,000 total credit among 11 cards
Message 17 of 17
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