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Auto CLI CapitalOne Secured (after 5 months)

New Contributor

Auto CLI CapitalOne Secured (after 5 months)

I got a surprise yesterday (right after end of statement) to see my CL jumping from my $200 (secured funds) to $500! After 5 months. I did try my chance and requested a cli to $1000 but got an auto declined (saying it was a secured card and i can't ask for CLI).

 

I have a Quicksilver as well, with a $300 limit and i'm on the 5 months payment on time program to get an increased to $500 (i'm at month 2 now). Not sure If I should try a cli or just wait and see. 

 

I'm happy anyway! Smiley Very Happy

Message 1 of 8
7 REPLIES 7
Senior Contributor

Re: Auto CLI CapitalOne Secured (after 5 months)

Congrats on your CLI! Smiley Happy




Message 2 of 8
Senior Contributor

Re: Auto CLI CapitalOne Secured (after 5 months)

Congrats on your auto CLI !!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 8
New Member

Re: Auto CLI CapitalOne Secured (after 5 months)

Great news, congrats.
Starting Score: 712
Current Score: 771
Goal Score: 800


Take the myFICO Fitness Challenge
Message 4 of 8
Established Member

Re: Auto CLI CapitalOne Secured (after 5 months)

Congratulations on your CLI!


Product Change Goals


"Future Cards"
Message 5 of 8
Frequent Contributor

Re: Auto CLI CapitalOne Secured (after 5 months)

Congrats! Yes you are on the same track I am on.

 

Have the same two cards, have 3 months of payments on my QS1 which is at $300 - It will get a bump to $500 in October! 

Cheers, these little CLI keep us motivated to keep doing the right things with our credit. Smiley Happy


AMEX Gold / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1000 / Blaze MC $1500 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $16150 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 6 of 8
Regular Contributor

Re: Auto CLI CapitalOne Secured (after 5 months)

congratulations Smiley Happy

Message 7 of 8
Established Contributor

Re: Auto CLI CapitalOne Secured (after 5 months)

Congratulations on your CLI!  

January 2021: Experian 688 Equifax 694 Transunion 705


Cards I Have:
Cap One QS: $600 (Sock drawer)
Cap One QS1: $2,600
Discover It: $3,400
Cap One Walmart: $600 (Sock drawer)
AMEX BCE [PC to BCP]: $1,000
Amazon Prime Store Card: $5,000
Overstock Store Card: $4,550
FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Cap One Savor

Gardening from 01/11/2021 to 02/11/2022
Total Utilization: 20%-->××%
Message 8 of 8
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