Auto CLIs Target & Home Depot

MrsCHX · ‎05-15-2026

I have not been paying attention to my credit lately, but apparently, I crossed 680 on TU (683), and I think that triggered some small CLIs!

Target from $1,100 to $1,600 and Home Depot from $1,500 to $2,250.

Capital One Savor: $8,000; Nordstrom Visa: $5,400; Mission Lane: $4,500; LOFT MC: $3,000; AAA Daily Advantage: $2,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $7,500; Amazon: $2.500; Kohls: $2,500; Home Depot: $1,500; Target: $1,100

Total_Synergy · ‎05-17-2026

Congratulations @MrsCHX ! Great to hear Target is continuing to give out CLIs (and hopefully MC upgrades as well).

Personal TCL ~$400k [Goals Met: 1+ Card with each of the Top 10+ (US) Personal Issuers; $0 Fees; Recurring 0% BT Offers; Team Cashback]:

Business TCL ~$100k [Goals Met: 2 Cards with each of the Top 3 (US) Business Issuers; $0 Annual Fees; Team Cashback]:

RIP:

* Personal FICO 8 (09/25): TU/EX ~775 (AoOA 3.8yrs, AAoA 2.5yrs), EQ ~825 (still reporting 2 cards closed 13+ yrs ago, AoOA 3.8yrs, AAoA 3.7yrs).
* Began in 1984 w/ Amex Gold Personal + Diners Club Corporate in 1990s. Just these 2 for years. Very little FICO knowledge until CARD Act (2010).
* Note: I have history w/ many lenders; so not always 'internally new to them' even though CRAs show 'new' AAoA. I don't track my Business CRAs.
* Acknowledgements: @Aim_High for 'HTML/Signature inspiration' and ALL myFICOers for helping me to optimize a well-earning card portfolio!!

coreyb80 · ‎05-18-2026

Congrats on the increases!

SusanJA · ‎05-18-2026

I wonder if they do this during this time of year to nudge you into some spring activities/spending.

cashorcharge · ‎05-19-2026

WOOHOO!! Congratulations on your Approvals!!👏🏼🍾🥂

CreditMagic7 · ‎05-20-2026

Congrats on the increases with BOTH!