Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

[Anonymous]

Hi Everyone,

This is my first post. I've gained so much knowledge from you all on this forum! So much so that I decided to step out of the garden after    16 months... and couldn't believe when I was approved for the following: 

AMEX Gold

BB&T Spectrum Cash Rewards    $  6500 SL  (Soft Pull using Check for Offers Link)

Capital One Savor                           $12000 SL  (Showed up after completing PreQualify Link) 

NFCU Cash Rewards                      $20000 SL  (PreSelected for their More Rewards AMEX but applied for this

                                                                                  instead--Transunion HP)

I was so excited... especially for the NFCU Cash Rewards card at $20K! It motivated me to try my hand with credit line increases! Scored the following:

Amazon Store Card    $ 1200 >  $ 6000

Nordstrom                   $ 6500 >  $ 9000

Discover                       $11000> $15800

My data points are below:

Salary                      $130K

Overall Utilization    32%

Fico 8 Experian        678

Fico 8 Transunion   713

Fico 8 Equifax          720

---

NFCU CashRewards $20K/ BB&T $6500/ AMEX Everyday $3K/ AMEX Blue Cash Preferred $2K/ AMEX Platinum/ AMEX Gold/ Amazon $6K/ Cap1 Quicksilver $3500/ Cap1 Savor $12K/ Discover $15800/ Care Credit $12K/ Nordstrom $9K/ Zales $750 PayPal $2K/ Credit One $1200/ First Premier $750/ JCrew $1740/ V.Secret $300

[VanderSnoot]

Congratulations on the new cards and CLIs! And you've already updated your signature 

[CerebralZulu]

Congrats, nice work!

[Anonymous]

Lol.. thank you! As you can see I am super excited! 

[Anonymous]

Congrats!

Very nice SL and CLI

Those are some good cards to score and use!

[Anonymous]

Congrats!!! Nice cards and credit limit increases you scored there!

[Anonymous]

@Latte9 -

Welcome to the myFICO forum! You certainly know how to make an entrance!

Super congrats on your app spree! You've got a sweet portfolio of cards.

Solid 6-fig income. Rock solid FICO scores. Life is good, isn't it??!!!

I see that you have two "foodie" cards (Amex Gold and Cap One Savor).

You can always product change (PC) down the road if you don't want to

keep both. Both cards also come with really nice sign up bonuses, so you

can pocket the points and cash and then move on while your scores keep rising.

Congrats once again on your app spree approvals. Thanks so much for sharing!

[pinkandgrey]

Beautiful approvals! Welcome and congrats!!!

[Anonymous]

Thank you again! I've really learned from you all! I studied this forum like it was a class (lol)! Thanks to you guys... I've learned which cards were best for me... even which cards would give credit lines with soft pulls vs. hard pulls. 

Btw... I am most certainly a foodie. I had a hard time choosing between Savor and Amex Gold... so I applied for both! 

@AllThingsInTime... Thank you for the "PC" suggestion. I will definitely use it in the future!

[KLEXH25]

Look at you! Pretty soon, you’ll be teaching US a thing or two lol. Congratulations!

What was your age of accounts before applying (oldest, average)?