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Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

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Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Hi Everyone,

This is my first post. I've gained so much knowledge from you all on this forum! So much so that I decided to step out of the garden after    16 months... and couldn't believe when I was approved for the following: 

 

AMEX Gold

BB&T Spectrum Cash Rewards    $  6500 SL  (Soft Pull using Check for Offers Link)

Capital One Savor                           $12000 SL  (Showed up after completing PreQualify Link) 

NFCU Cash Rewards                      $20000 SL  (PreSelected for their More Rewards AMEX but applied for this

                                                                                  instead--Transunion HP)

 

I was so excited... especially for the NFCU Cash Rewards card at $20K! It motivated me to try my hand with credit line increases! Scored the following:

Amazon Store Card    $ 1200 >  $ 6000

Nordstrom                   $ 6500 >  $ 9000

Discover                       $11000> $15800

 

My data points are below:

Salary                      $130K

Overall Utilization    32%

Fico 8 Experian        678

Fico 8 Transunion   713

Fico 8 Equifax          720

 


NFCU CashRewards $20K/ BB&T $6500/ AMEX Everyday $3K/ AMEX Blue Cash Preferred $2K/ AMEX Platinum/ AMEX Gold/ Amazon $6K/ Cap1 Quicksilver $3500/ Cap1 Savor $12K/ Discover $15800/ Care Credit $12K/ Nordstrom $9K/ Zales $750 PayPal $2K/ Credit One $1200/ First Premier $750/ JCrew $1740/ V.Secret $300

 

12 REPLIES 12
Established Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Congratulations on the new cards and CLIs! And you've already updated your signature Smiley Very Happy

Message 2 of 13
Regular Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Congrats, nice work!



Message 3 of 13
Member

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Lol.. thank you! As you can see I am super excited! Smiley Wink

Message 4 of 13
Established Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Congrats!

Very nice SL and CLI

 

Those are some good cards to score and use!



[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 25k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 19.5k][WalmartMC 10k][SearsMC 12.5k][Lowes 35k][Toyota 15k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $45k][PNC $26.5k]
Message 5 of 13
Highlighted
Valued Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Congrats!!! Nice cards and credit limit increases you scored there!

"Hover mouse over cards to see CL and APR info"


Message 6 of 13
Frequent Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

@Latte9 -

 

Welcome to the myFICO forum! You certainly know how to make an entrance! Smiley Very Happy

 

Super congrats on your app spree! You've got a sweet portfolio of cards.

Solid 6-fig income. Rock solid FICO scores. Life is good, isn't it??!!! Smiley Very Happy

 

I see that you have two "foodie" cards (Amex Gold and Cap One Savor).

You can always product change (PC) down the road if you don't want to

keep both. Both cards also come with really nice sign up bonuses, so you

can pocket the points and cash and then move on while your scores keep rising.

 

Congrats once again on your app spree approvals. Thanks so much for sharing! Smiley Very Happy

 

Message 7 of 13
Community Leader
Valued Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Beautiful approvals! Welcome and congrats!!!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 13
Member

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Thank you again! I've really learned from you all! I studied this forum like it was a class (lol)! Thanks to you guys... I've learned which cards were best for me... even which cards would give credit lines with soft pulls vs. hard pulls. 

 

Btw... I am most certainly a foodie. I had a hard time choosing between Savor and Amex Gold... so I applied for both! 

@AllThingsInTime... Thank you for the "PC" suggestion. I will definitely use it in the future!

Message 9 of 13
Established Contributor

Re: Awesome APP Spree (AMEX, NFCU, Savor, BB&T)

Look at you! Pretty soon, you’ll be teaching US a thing or two lol. Congratulations!

What was your age of accounts before applying (oldest, average)?


November 2019:

Stats:
Message 10 of 13
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