This is my first post. I've gained so much knowledge from you all on this forum! So much so that I decided to step out of the garden after 16 months... and couldn't believe when I was approved for the following:
BB&T Spectrum Cash Rewards $ 6500 SL (Soft Pull using Check for Offers Link- All 3 Cards Showed Up)
Capital One Savor $12000 SL (Card offered on PreQualify Link)
NFCU Cash Rewards $20000 SL (PreSelected for their More Rewards AMEX but applied for this
instead) (Transunion HP)
I was so excited... especially for the NFCU Cash Rewards card at $20K! It motivated me to try my hand with credit line increases! Scored the following:
Amazon Store Card $ 1200 > $ 6000
Nordstrom $ 6500 > $ 9000
Discover $11000> $15800
My data points are below:
Overall Utilization 32%
Fico 8 Experian 678
Fico 8 Transunion 713
Fico 8 Equifax 720
NFCU CashRewards $20K/ BB&T $6500/ AMEX Everyday $3K/ AMEX Blue Cash Preferred $2K/ AMEX Platinum/ AMEX Gold/ Amazon $6K/ Cap1 Quicksilver $3500/ Cap1 Savor $12K/ Discover $15800/ Care Credit $12K/ Nordstrom $9K/ Zales $750 PayPal $2K/ Credit One $1200/ First Premier $750/ JCrew $1740/ V.Secret $300
Beautiful spree and for you a beneficial plan going forward that you've taken the right steps with.
Congratulations! All the best!
aaaahhhh Another NFCU 20k'er added to the club. Congrats on the success, it was worth coming out and planting a few new seeds this time!
SUCH A THRILL THAT MUST HAVE BEEN! .......ENJOY!!
Those are some awesome approvals and CLI's!